Union County and Clark Township property record for 18 Ridge Rd, Clark, NJ 07066
| Property Type | Single Family Home |
|---|---|
| Details | 2,400 sqft · built 1939 |
| Lot Size | 0.312 acres (13,599 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Jan 1993) |
| Tax Bill | $14,975 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1320-SF |
| Primary APN | 1320-SF |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,400 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Frame |
| Lot Area | 13,599 sqft (0.312 acres) |
| Lot Dimensions | 160 ft deep x 85 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 18 RIDGE RD |
|---|---|
| City | CLARK |
| State | NJ |
| Zip | 07066-2916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R150 |
| Legal Block | 38.2 |
| Legal Lot Number | 32 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CLARK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 36302 |
18 Ridge Rd is owned and occupied by two individuals who bought it in January 1993.
Source: Union County and Clark Township records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 RIDGE RD, CLARK, NJ 07066-2916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG LLC |
| Sep 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 1993 · Amount on File |
| Deed Sale | Jan 13, 1993 · Amount on File |
| Deed Book / Page | 3953 / 99 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 18 RIDGE RD, CLARK, NJ 07066-2916 |
| Document Number | 0147002062 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | PRESIDENTIAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 RIDGE RD CLARK NJ 070662916, CLARK, NJ 07066-2916 |
| Document Number | 0147002062 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 014700/002062 |
| Instrument | 692007 |
| Name | STEARNS LNDG LLC |
|---|---|
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 18 RIDGE RD, CLARK, NJ 07066-2916 |
| Document Number | 0144902001 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2018 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 RIDGE RD CLARK NJ 070662916, CLARK, NJ 07066-2916 |
| Document Number | 0144902001 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 014490/002001 |
| Instrument | 662954 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 18, 2048 |
The 2025 property tax bill for 18 Ridge Rd was $14,975, up 2.5% from the year before.
Source: Union County and Clark Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Clark Township |
| Unified School District | Clark Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $660,000 (-) Land $331,500 Building $328,500 | $660,000 (-) Land $331,500 Building $328,500 | |
| 2025 | $14,975.00 (+2.48%) | $660,000 Land $331,500 Building $328,500 | $660,000 Land $331,500 Building $328,500 |
| 2024 | $14,612.00 | ||
| 2023 | $660,000 Land $331,500 Building $328,500 | $660,000 Land $331,500 Building $328,500 | |
| 2022 | $13,978.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 13 (1978–2021) |
| Claims Outside the SFHA | 8 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures