18 Ridge Rd, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 18 Ridge Rd, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	3,956 sqft · built 2007
Lot Size	0.592 acres (25,788 sqft)
Owner	2 Trust Names on File
Last Sale	$2,379,000 (Dec 2025)
Tax Bill	$24,170 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
APN	`05-00007-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`05-00007-0000-00008`
Alternative APNs	`050000700008` `246`

Interior

Stories	2 Stories
Building Area	3,956 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete
Construction Type	Concrete
Lot Area	25,788 sqft (0.592 acres)

Location & Zoning

Account Number	246
Street Address	18 RIDGE RD
City	CHATHAM
State	NJ
Zip	07928-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	LONGVIEW
Legal Block	7
Legal Lot Number	8
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2009
Census Tract	44000

Owner

18 Ridge Rd is owner-occupied and held in a trust since December 2025.

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	18 RIDGE RD, CHATHAM, NJ 07928-1024
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on File
Deed Sale	Dec 30, 2025 · Amount on File
Prior Sale	Apr 11, 2007 · Amount on File
Deed Document Number	202555128
Deed Book / Page	25038 / 574
Prior Transfer Date	Dec 21, 1998
Prior Transfer Doc	0000013532
Record Updated	Oct 29, 2026

December 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MORRIS NJ
Recording Date	Dec 30, 2025
Property Address	18 RIDGE RD, CHATHAM, NJ 07928-1024
Document Number	0250380574
Book / Page	25038 / 574
Instrument Date	Dec 8, 2025
Instrument	2025055128
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,840.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 BEACH LN, WESTHAMPTON BEACH, NY 11978-2734

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18 RIDGE RD, CHATHAM, NJ 07928-1024

Mortgage

Document Number	2025055129
Date	Dec 30, 2025
Instrument	2025055129

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.35%
Type Change Date	Jan 1, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.3%

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,232,100 (-) Land $369,200 Building $862,900	$1,232,100 (-) Land $369,200 Building $862,900
2025		$1,232,100 Land $369,200 Building $862,900	$1,232,100 Land $369,200 Building $862,900
2024	$24,170.00
2023		$1,215,200 Land $369,200 Building $846,000	$1,215,200 Land $369,200 Building $846,000
2022	$23,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 18 Ridge Rd; there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: Optimum.

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