McDowell County property record for 18 Richard Dr, Marion, NC 28752
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,522 sqft · built 1980 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Dec 2025) |
| Tax Bill | $1,725 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1702-20-70-8275 |
| Primary APN | 1702-20-70-8275 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,522 sqft Heated Area |
| Gross Area | 4,044 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 21,780 sqft (0.5 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 69955 |
|---|---|
| Street Address | 18 RICHARD DR |
| City | MARION |
| State | NC |
| Zip | 28752-3482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .50 AC |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | MARION |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 970300 |
18 Richard Dr is owned and occupied by an individual who bought it in December 2025.
Source: McDowell County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 18 RICHARD DR, MARION, NC 28752-3482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2025 | Warranty Deed, Transfer |
| Apr 12, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2025 · Amount on File |
| Deed Sale | Dec 18, 2025 · Amount on File |
| Deed Document Number | 2025006279 |
| Deed Book / Page | 1523 / 740 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Dec 18, 2025 |
| Property Address | 18 RICHARD DR, MARION, NC 28752-3482 |
| Document Number | 0015230740 |
| Book / Page | 1523 / 740 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2025006279 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $830.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6003 CLONINGER CT, LOWELL, NC 28098-1771 |
| Name | Verified Name |
|---|---|
| Address | 18 RICHARD DR, MARION, NC 28752-3482 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 18 RICHARD DR, MARION, NC 28752-3482 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0013490138 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 1349/138 |
| Instrument | 2021002322 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 18 Richard Dr was $1,725.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Marion City |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,725.00 | $288,490 Land $40,000 Building $248,490 | |
| 2023 | $1,725.00 | $288,490 Land $40,000 Building $248,490 | $288,490 Land $40,000 Building $248,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Richard Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18 Richard Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MARION serves 9,362 people · EPA ID NC0156010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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