18 Red Oak Dr, Coventry, RI 02816 Property Records

Coventry Town property record for 18 Red Oak Dr, Coventry, RI 02816

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1983
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$174,700 (Sep 2018)
Tax Bill	$4,502 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jul 2025 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-0890-18`

Property Details

APN / Parcel Number

Primary APN	`2-0890-18`
Alternative APNs	`COVE M:102 L:85` `9820`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
Gross Area	1,886 sqft
1st Floor Area	884 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	2-0890-18
Street Address	18 RED OAK DR
City	COVENTRY
State	RI
Zip	02816-7950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Lot Number	85
Jurisdiction	COVENTRY RI
Township / Civil Division	COVENTRY
Census Block Group	4
Census Block	4005
Census Tract	20601

Owner

Source: Coventry Town records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	18 RED OAK DR, COVENTRY, RI 02816-7950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2025	Deed of Trust, Mortgage · FHA Mortgage FINANCE AMERICA LLC
Jul 8, 2025	Deed of Trust, Mortgage · Reverse Mortgage FINANCE AMERICA LLC
Oct 12, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP
Aug 26, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2018 · Amount on Record
Deed Sale	Sep 7, 2018 · Amount on Record
Prior Sale	Oct 26, 2005 · Amount on Record
Deed Book / Page	2109 / 920
Last Transfer Date	Aug 26, 2022
Transfer Doc	002258-421
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVENTRY RI
Property Address	18 RED OAK DR, COVENTRY, RI 02816-7950
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002331-84
Date	Jul 8, 2025
Book Page	2331/84
Instrument	3201

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	925 Months
Due	Aug 1, 2102

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Aug 1, 2025
Index	1-Year CMT

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVENTRY RI
Property Address	18 RED OAK DR, COVENTRY, RI 02816-7950
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002331-99
Date	Jul 8, 2025
Book Page	2331/99
Instrument	3202

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	925 Months
Due	Aug 1, 2102

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Aug 1, 2025
Index	1-Year CMT

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVENTRY RI
Property Address	18 RED OAK DR, COVENTRY, RI 02816-7950
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00010226-1
Date	Oct 12, 2022
Book Page	10226/1
Instrument	14456

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate	6.58%

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COVENTRY RI
Recording Date	Aug 26, 2022
Property Address	18 RED OAK DR, COVENTRY, RI 02816-7950
Document Number	002258-421
Book / Page	2258 / 421
Instrument Date	Aug 26, 2022
Instrument	5451
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 RED OAK DR, COVENTRY, RI 02816-7950

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVENTRY RI
Recording Date	Sep 7, 2018
Property Address	18 RED OAK DR, COVENTRY, RI 02816-7950
Document Number	2109-920
Book / Page	002109 / 000920
Instrument Date	Sep 7, 2018
Transaction Type	Transfer
Record Updated	Oct 2, 2018

Transaction

Amount	Amount Recorded
Tax	$174.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 RED OAK DR COVENTRY RI 028167950, COVENTRY, RI 02816-7950

Tax Assessment & Valuation

Source: Coventry Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Coventry Town
Unified School District	Coventry School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,502.00 (+3.61%)	$279,800 (-1.27%) Land $141,400 Building $138,400
2024			$315,400
2023	$4,345.00	$283,400 Land $141,400 Building $142,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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