Santa Cruz County property record for 18 Rancho del Mar, Aptos, CA 95003
| Property Type | Service Station & Convenience Store |
|---|---|
| Details | 608 sqft · built 2004 |
| Lot Size | 0.386 acres (16,814 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $28,617 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Feb 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-221-04 |
| Primary APN | 039-221-04 |
|---|---|
| Alternative APN |
|
| Building Area | 608 sqft Gross Area |
|---|
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Metal Frame |
| Fire Resistance | Special |
| Lot Area | 16,814 sqft (0.386 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 18 RANCHO DEL MAR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3902 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Service Station & Convenience Store |
| Local Zoning Code | C-4 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 122004 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 130339, CARLSBAD, CA 92013-0339 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 23, 2023 | Deed of Trust, Mortgage · Commercial Mortgage PRUDENTIAL INSURANCE OF AMERICA |
| Feb 8, 2018 | Loan Modification, Mortgage BANK OF AMERICA CALIFORNIA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 18 RANCHO DEL MAR, APTOS, CA 95003-3902 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4695 MACARTHUR CT 700, 700, NEWPORT BEACH, CA 92660-1862 |
| Document Number | 0000003111 |
|---|---|
| Date | Feb 23, 2023 |
| Instrument | 2023-0003111 |
| Name | PRUDENTIAL INSURANCE OF AMERICA |
|---|---|
| Type | Insurance Company |
| Address | DALLAS, TX 75201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 18 RANCHO DEL MAR, APTOS, CA 95003-3902 |
| Document Number | 0000005989 |
| Instrument Date | Feb 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4695 MACARTHUR CT #700 NEWPORT BEACH CA 926601862, 700, NEWPORT BEACH, CA 92660-1862 |
| Document Number | 0000005989 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 5989 |
| Name | BANK OF AMERICA CALIFORNIA NA |
|---|---|
| Type | Bank |
| Address | 520 NEWPORT CENTER DR # 1100, NEWPORT BEACH, CA 92660-7038 |
| Amount | Amount Recorded |
|---|
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,233,039 (+13.09%) Land $1,444,096 Building $788,943 | |
| 2025 | $28,617.00 (+8.45%) | $1,974,641 (+4.04%) Land $1,415,780 Building $558,861 |
| 2023 | $26,388.00 (+12.37%) | $1,897,963 Land $1,360,804 Building $537,159 |
| 2022 | $23,483.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, Verizon.
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