Monmouth County and Howell Township property record for 18 Providence Ln, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,962 sqft · built 1984 |
| Lot Size | 0.178 acres (7,754 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $705,000 (Sep 2026) |
| Tax Bill | $11,314 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Apr 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00084-11-00019 |
| Primary APN | 21-00084-11-00019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,962 sqft Living Area |
| 1st Floor Area | 992 sqft |
| Upper Floors Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,754 sqft (0.178 acres) |
| Lot Dimensions | 102 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Patio Area | 252 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 21101910 |
|---|---|
| Street Address | 18 PROVIDENCE LN |
| City | HOWELL |
| State | NJ |
| Zip | 07731-1548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | TANGLEWOOD SEC 3 |
| Legal Block | 84.11 |
| Legal Lot Number | 19 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 811303 |
18 Providence Ln is owned and occupied by two individuals who bought it in September 2026.
Source: Monmouth County and Howell Township records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 PROVIDENCE LN, HOWELL, NJ 07731-1548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2026 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Apr 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 24, 2017 | Grant Deed, Transfer · FHA Mortgage FAMILY FIRST FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2026 · Amount on File |
| Deed Sale | Sep 18, 2026 · Amount on File |
| Prior Sale | Oct 24, 2017 · Amount on File |
| Deed Document Number | 202676478 |
| Deed Book / Page | 9813 / 960 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 18, 2026 |
| Property Address | 18 PROVIDENCE LN, HOWELL, NJ 07731-1548 |
| Document Number | 0000076478 |
| Book / Page | 9813 / 960 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202676478 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71,205.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 PROVIDENCE LN, HOWELL, NJ 07731-1548 |
| Document Number | 0000076479, |
|---|---|
| Date | Sep 18, 2026 |
| Book Page | 9813/1002 |
| Instrument | 202676479 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 18 PROVIDENCE LN, HOWELL, NJ 07731-1548 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0096414689 |
|---|---|
| Date | Apr 18, 2023 |
| Book Page | 9641/4689 |
| Instrument | 2023026543 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 24, 2017 |
| Property Address | 18 PROVIDENCE LN, HOWELL, NJ 07731-1548 |
| Document Number | 0000104370 |
| Book / Page | 009255 / 003553 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 104370 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2017 |
| Title Company | COASTAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $379.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 PROVIDENCE LN HOWELL NJ 077311548, HOWELL, NJ 07731-1548 |
| Document Number | 104371 |
|---|---|
| Date | Oct 24, 2017 |
| Book Page | 009255/003558 |
| Instrument | 104371 |
| Name | FAMILY FIRST FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 23, 2047 |
The 2025 property tax bill for 18 Providence Ln was $11,314, up 7.4% from the year before.
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $679,900 (+3.42%) Land $403,900 Building $276,000 | $679,900 (+3.42%) Land $403,900 Building $276,000 | |
| 2025 | $11,314.00 (+7.41%) | $657,400 Land $383,900 Building $273,500 | $657,400 Land $383,900 Building $273,500 |
| 2024 | $10,533.00 | ||
| 2023 | $520,400 Land $273,900 Building $246,500 | $520,400 Land $273,900 Building $246,500 | |
| 2022 | $8,874.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Providence Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1978–1984) |
| Most Recent Claim | Jun 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Providence Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 52% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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