18 Prospect St, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 18 Prospect St, Garnerville, NY 10923

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 972 sqft · built 1953
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Individual Names on Record
Flood Zone	Zone X (minimal risk)
APN	`392203 20.18-4-49`

Property Details

APN / Parcel Number

Primary APN	`392203 20.18-4-49`
Alternative APNs	`220302001800040490000000` `0008721`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	100 ft deep x 62 ft wide
Porch	Open Porch
Porch Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0008721
Old Parcel Number	220302001800040490000000
Street Address	18 PROSPECT ST
City	GARNERVILLE
State	NY
Zip	10923-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	302
Legal Description	47.-3-11
Legal Block	4
Legal Lot Number	49.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	HAVERSTRAW
Census Block Group	2
Census Block	2006
Census Tract	10601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Rockland Print Works listed 2013 · 25 contributing resources · NRIS 13000362

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rockland County and Haverstraw Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	18 PROSPECT ST, GARNERVILLE, NY 10923-1215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Haverstraw Town
Municipality	West Haverstraw Village
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$184,500 (-) Land $72,100 Building $112,400	$316,684 (+5.2%) Land $123,756 Building $192,928
2023	$184,500 Land $72,100 Building $112,400	$301,028 Land $117,638 Building $183,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20