Middlesex County and Ayer Town property record for 18 Prospect St, Ayer, MA 01432 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1988 |
| Square Footage | 1,116 sqft Living Area |
| Lot Size | 3,049 sqft (0.07 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $370,000 (2022) |
| Tax Bill | $3,820.00 (2025) |
| Primary APN | AYER M:027 B:0000 L:0151 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Building Area | 1,116 sqft Living Area |
| Basement Area | 636 sqft Basement |
| Unfinished Basement | 636 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Concrete Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 3,049 sqft (0.07 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 18 PROSPECT ST |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1636 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Lot Number | 151 |
| Jurisdiction | AYER MA |
| Minor Civil Division | AYER |
| Census Blockgroup | 4 |
| Census Block | 4005 |
| Census Tract | 325102 |
Source: Middlesex County and Ayer Town records · APN AYER M:027 B:0000 L:0151
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 PROSPECT ST, AYER, MA 01432-1636 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 17, 2022 | Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage GUARANTEED RATE INC |
| Sep 21, 2020 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage JEANNE D ARC CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on Record |
| Deed Sale | Jun 17, 2022 · Amount on Record |
| Prior Sale | Sep 21, 2020 · Amount on Record |
| Deed Doc Number | 202291473 |
| Deed Book / Page | 80292 / 438 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Jun 17, 2022 |
| Property Address | 18 PROSPECT ST, AYER, MA 01432-1636 |
| Document Number | 080292-438 |
| Book / Page | 80292 / 438 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 91473 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 PROSPECT ST, AYER, MA 01432-1636 |
| Document Number | 0000091474 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 91474 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Sep 21, 2020 |
| Property Address | 18 PROSPECT ST, AYER, MA 01432-1636 |
| Document Number | 75666-307 |
| Book / Page | 75666 / 307 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 166378 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 MAIN ST, NORTH READING, MA 01864-2230 |
| Investor | Possibly a Property Investor |
| Document Number | 166379 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 166379 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,820.00 (+26.66%) | $319,400 (+31.55%) Land $119,500 Building $199,900 |
| 2023 | $3,016.00 | $242,800 Land $111,700 Building $131,100 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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