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18 Prospect Dr, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 18 Prospect Dr, Somerville, NJ 08876 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2003
Square Footage3,060 sqft Living Area
Lot Size14,702 sqft (0.338 acres)
Last Sale$535,000 (2016)
Tax Bill$18,201.00 (2025)

Owner

Source: Somerset County and Somerville Borough records · APN 18-00153-0000-00004-11

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address18 PROSPECT DR, SOMERVILLE, NJ 08876-1409
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · Line of Credit
AFFINITY FEDERAL CREDIT UNION
Dec 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY FCU
Dec 31, 2015Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
AFFINITY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 12, 2016 · Amount on Record
Deed SaleJan 12, 2016 · Amount on Record
Prior SaleJan 14, 2004 · Amount on Record
Deed Doc Number20161501
Deed Book / Page847 / 1040
Prior Transfer DateMay 20, 2011
Prior Transfer Doc0000024380
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Recording DateMay 29, 2026
Property Address18 PROSPECT DR, SOMERVILLE, NJ 08876-1409
Document Number0000015060
Book / Page7683 / 3365
Instrument DateMay 29, 2026
Instrument202615060
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 PROSPECT DR, SOMERVILLE, NJ 08876-1409

Mortgage

Document Number0000015060,
DateMay 29, 2026
Book Page7683/3365
Instrument202615060
Lender
NameAFFINITY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 29, 2056
Interest
Rate4.99%
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address18 PROSPECT DR, SOMERVILLE, NJ 08876-1409
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000061349
DateDec 03, 2020
Book Page7280/1294
Instrument2020061349
Lender
NameAFFINITY FCU
TypeCredit Union
AddressBASKING RIDGE, NJ 07920
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

December 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address18 PROSPECT DR, SOMERVILLE, NJ 08876-1409
Document Number0000061453
Instrument DateDec 31, 2015
Transaction TypeMortgage
Record UpdatedDec 21, 2020
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 PROSPECT DR SOMERVILLE NJ 088761409, SOMERVILLE, NJ 08876-1409

Mortgage

Document Number0000061453
DateDec 03, 2020
Book Page007280/002017
Instrument61453
Lender
NameAFFINITY FCU
TypeCredit Union
AddressBASKING RIDGE, NJ 07920
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term300 Months
DueDec 02, 2045

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalitySomerville Borough
Unified School DistrictSomerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$446,200 (-) Land $134,000 Building $312,200$446,200 (-) Land $134,000 Building $312,200
2025$18,201.00 (+3.19%)$446,200 (-) Land $134,000 Building $312,200$446,200 (-) Land $134,000 Building $312,200
2024$17,638.00 (+5.11%)
2023$446,200 Land $134,000 Building $312,200$446,200 Land $134,000 Building $312,200
2022$16,781.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN18-00153-0000-00004-11
Alternative APNs
  • 18001530000000040011
  • 1800153000000004K

Interior

Building Area3,060 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeFrame Construction
Lot Area14,702 sqft (0.338 acres)
Depth X Width147 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1800153000000004K
Street Address18 PROSPECT ST
CitySOMERSET
StateNJ
Zip08873
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINCL BLK 153 LOTS 4 & 11
Legal SubdivisionGLENWOOD ESTATES
Legal Block153
Legal Lot Number4.11
JurisdictionSOMERSET NJ
Minor Civil DivisionSOMERVILLE
Census Blockgroup2
Census Block2000
Census Tract50100

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