18 Powers St, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 18 Powers St, Adams, MA 01220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,890 sqft · built 1910
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Oct 2012)
Tax Bill	$4,370 (2025)
Deeds & Mortgages	May 2024 Refinance May 2023 Mortgage + 1 more
APN	`41060000000760`

Property Details

APN / Parcel Number

Primary APN	`41060000000760`
Alternative APNs	`ADAM M:1060 B:0000 L:00760` `M:000106 P:000076`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,878 sqft (0.64 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	41060000000760
Street Address	18 POWERS ST
City	ADAMS
State	MA
Zip	01220-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	760
Jurisdiction	ADAMS MA
Township / Civil Division	ADAMS
Census Block Group	2
Census Block	2000
Census Tract	922200

Owner

Source: Berkshire County and Adams Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 POWERS ST, ADAMS, MA 01220-1218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
May 4, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Apr 30, 2018	Deed of Trust, Mortgage ADAMS COMMUNITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2012 · Amount on Record
Deed Sale	Oct 29, 2012 · Amount on Record
Deed Book / Page	1493 / 173
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MA
Property Address	18 POWERS ST, ADAMS, MA 01220-1218
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001855-736
Date	May 20, 2024
Book Page	1855/736
Instrument	2481

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2034

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MA
Property Address	18 POWERS ST, ADAMS, MA 01220-1218
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01822-1099
Date	May 4, 2023
Book Page	1822/1099
Instrument	2124

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MA
Property Address	18 POWERS ST, ADAMS, MA 01220-1218
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1652-978
Date	Apr 30, 2018
Book Page	1652/978
Instrument	2293

Lender

Name	ADAMS COMMUNITY BK

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Adams Town
Unified School District	Hoosac Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,370.00 (+5.89%)	$256,900 (+9.18%) Land $65,800 Building $191,100	$275,351
2024	$4,127.00 (+7.17%)	$235,300 (+13.34%) Land $61,900 Building $173,400
2023	$3,851.00	$207,600 Land $56,300 Building $151,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–2011)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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