18 Ponca Trl, Saint Louis, MO 63122 Property Records

St. Louis County property record for 18 Ponca Trl, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1959
Lot Size	0.414 acres (18,038 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jan 2021)
Tax Bill	$4,482 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24O-31-0075`

Property Details

APN / Parcel Number

Primary APN	`24O-31-0075`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
Gross Area	2,042 sqft
1st Floor Area	1,070 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	18,038 sqft (0.414 acres)
Lot Dimensions	176 ft deep x 50 ft wide
Terrain	Below Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	96 sqft
Deck Area	512 sqft
Patio Area	512 sqft
Utility Building	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	18 PONCA TRL
City	SAINT LOUIS
State	MO
Zip	63122-5112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	OSAGE HILLS SECTION E & LOT PT 47 LOT 48
Legal Subdivision	OSAGE HILLS SECTION E
Legal Lot Number	48
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1003
Census Tract	218104

Owner

18 Ponca Trl is owned and occupied by two individuals who bought it in January 2021.

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 PONCA TRL, SAINT LOUIS, MO 63122-5112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2021 · Amount on File
Deed Sale	Jan 12, 2021 · Amount on File
Prior Sale	Aug 12, 2009 · Amount on File
Deed Document Number	202187
Deed Book / Page	24580 / 606
Prior Transfer Date	Mar 23, 2000
Prior Transfer Doc	0000000159
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 12, 2021
Property Address	18 PONCA TRL, SAINT LOUIS, MO 63122-5112
Document Number	0245800606
Book / Page	24580 / 606
Map Reference	MB 23 PG 48&49
Instrument Date	Jan 4, 2021
Instrument	2021011200087
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	US TITLE ST LOUIS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	329 HIGHLAND FLING, 329, SULLIVAN, MO 63080-4075

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18 PONCA TRL, KIRKWOOD, MO 63122-5112

Mortgage

Document Number	2021011200088
Date	Jan 12, 2021
Instrument	2021011200088

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 18 Ponca Trl was $4,482, up 0.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,770 (-) Land $50,480 Building $33,290	$440,900 (-) Land $265,700 Building $175,200
2025	$4,482.00 (+0.09%)	$83,770 Land $50,480 Building $33,290	$440,900 Land $265,700 Building $175,200
2024	$4,478.00 (+1.61%)
2023	$4,407.00 (+2.82%)	$71,990 (+9.51%) Land $40,390 Building $31,600	$378,900 Land $212,600 Building $166,300
2022	$4,286.00	$65,740 Land $36,370 Building $29,370
2021			$346,000 Land $191,400 Building $154,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18 Ponca Trl in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 91 policies
Nearby Flood Policies	91 in force
Nearby Flood Claims	12 (2008–2024)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Ponca Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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