Santa Cruz County property record for 18 Plover Cir, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,409 sqft · built 1967 |
| Lot Size | 0.424 acres (18,469 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $242,000 (Oct 2019) |
| Tax Bill | $20,752 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Oct 2019 Sale |
| Flood Zone | Zone VE (high risk) |
| APN | 052-281-22 |
| Primary APN | 052-281-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,409 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 18,469 sqft (0.424 acres) |
| Terrain | Steep |
| View / Lot | Ocean |
| Deck Area | 663 sqft |
| Patio Area | 663 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 18 PLOVER CIR |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SU |
| Legal Description | LOT 18 |
| Legal Subdivision | PAJARO DUNES UN 01 TR 468 |
| Legal Lot Number | 18 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 122300 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 71 ESTE CANADA, CARMEL, CA 93923-9631 |
| Owner Type | Individual |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Apr 5, 2024 | Deed of Trust, Mortgage · Line of Credit SANTA CRUZ COUNTY BANK |
| Oct 15, 2019 | Grant Deed, Transfer CHICAGO TITLE COMPANY PA-KR, CHICAGO TITLE CO PA-KR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2019 · Amount on Record |
| Deed Sale | Oct 15, 2019 · Amount on Record |
| Prior Sale | Jul 12, 2004 · Amount on Record |
| Deed Document Number | 201931583 |
| Prior Transfer Date | Dec 18, 2014 |
| Prior Transfer Doc | 0000002893 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 18 PLOVER CIR, WATSONVILLE, CA 95076 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2024 |
| Title Company | CHICAGO TITLE-COC, CHICAGO TITLE COM |
| Name | Verified Name |
|---|---|
| Address | 18 PLOVER CIR, WATSONVILLE, CA 95076 |
| Document Number | 0000006321 |
|---|---|
| Date | Apr 5, 2024 |
| Instrument | 2024-0006321 |
| Name | SANTA CRUZ COUNTY BANK |
|---|---|
| Type | Bank |
| Address | SANTA CRUZ, CA 95061 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 15, 2019 |
| Property Address | 18 PLOVER CIR, WATSONVILLE, CA 95076 |
| Document Number | 0000031583 |
| Instrument Date | Oct 8, 2019 |
| Instrument | 31583 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2019 |
| Title Company | CHICAGO TITLE COMPANY PA-KR, CHICAGO TITLE CO PA-KR |
| Amount | Amount Recorded |
|---|---|
| Tax | $266.20 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4121 ALPINE RD PORTOLA VALLEY CA 940288042, PORTOLA VALLEY, CA 94028-8042 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,388,451 (+2%) Land $991,855 Building $396,596 | |
| 2025 | $20,752.00 (+30.66%) | $1,361,226 (+4.04%) Land $972,407 Building $388,819 |
| 2023 | $15,883.00 (+1.77%) | $1,308,368 Land $934,647 Building $373,721 |
| 2022 | $15,606.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 22.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 55 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 474 units insured incl. 419 condo units |
| Nearby Flood Claims | 16 (1983–2023) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: Cruzio, GeoLinks, Verizon.
5G (outdoors only) and 4G LTE
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