18 Pineoak Cir, Etowah, NC 28729 Property Records

Henderson County property record for 18 Pineoak Cir, Etowah, NC 28729

Property Summary

Property Type	Condominium
Details	2 ba · 1,084 sqft · built 1982
Owner	Individual Name on Record
Last Sale	$260,000 (Jun 2024)
Tax Bill	$1,127 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9529549666-003`

Property Details

APN / Parcel Number

Primary APN	`9529549666-003`
Alternative APNs	`0803272` `803272`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,084 sqft Heated Area
1st Floor Area	1,084 sqft
Basement Area	1,084 sqft
Unfinished Basement	1,084 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Porch	Patio
Porch Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	803272
Street Address	18 PINEOAK CIR
City	ETOWAH
State	NC
Zip	28729-8778
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2R
Legal Description	PENCROSS EST UN 303D-II PHII UN303
Legal Subdivision	PENCROSS EST
Legal Phase	2
Legal Block	54
Legal Lot Number	9666
Legal Unit	303D
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	2
Census Block	2017
Census Tract	930703

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 PINEOAK CIR, ETOWAH, NC 28729-8778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Prior Sale	Oct 16, 2020 · Amount on Record
Deed Document Number	20241016558
Deed Book / Page	4180 / 718
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 16, 2020
Property Address	18 PINEOAK CIR, ETOWAH, NC 28729-8778
Document Number	0035810462
Book / Page	3581 / 462
Map Reference	MB 616 PG 563
Instrument Date	Oct 16, 2020
Instrument	935961
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 CREEKSTONE LN, 100, HENDERSONVILLE, NC 28791-1997

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 PINEOAK CIR, ETOWAH, NC 28729-8778

Mortgage

Document Number	935962
Date	Oct 16, 2020
Instrument	935962

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,500 (-) Building $206,500
2025	$1,127.00	$206,500 (-) Building $206,500
2024	$1,127.00
2023		$206,500 Building $206,500	$206,500 Building $206,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pineoak Cir

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