18 Pine St, Montvale, NJ 07645 Property Records

Bergen County and Montvale Borough property record for 18 Pine St, Montvale, NJ 07645

Property Summary

Property Type	Single Family Home
Details	3,074 sqft · built 1973
Lot Size	0.222 acres (9,665 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Jan 2021)
Tax Bill	$12,783 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-01502-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`36-01502-0000-00010`
Alternative APNs	`360150200010` `00001216`

Interior

Stories	1 Story
Building Area	3,074 sqft Living Area
1st Floor Area	3,074 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Construction Type	Brick
Lot Area	9,665 sqft (0.222 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00001216
Street Address	18 PINE ST
City	MONTVALE
State	NJ
Zip	07645-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	L420-422
Legal Subdivision	MONTVALE PARK
Legal Block	1502
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	MONTVALE
Census Block Group	4
Census Block	4020
Census Tract	35100

Owner

18 Pine St is owned and occupied by two individuals who bought it in January 2021.

Source: Bergen County and Montvale Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 PINE ST, MONTVALE, NJ 07645-1419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Prior Sale	Nov 17, 1999 · Amount on File
Deed Document Number	20216808
Deed Book / Page	3915 / 1504
Record Updated	Oct 29, 2026

January 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 15, 2021
Property Address	18 PINE ST, MONTVALE, NJ 07645-1419
Document Number	0039151504
Book / Page	3915 / 1504
Instrument Date	Nov 2, 2020
Instrument	21-006808
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,291.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 PINEVIEW CIR, 100, CLARKS GREEN, PA 18411-8718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 PINE ST, MONTVALE, NJ 07645-1419

Mortgage

Document Number	21006809
Date	Jan 15, 2021
Instrument	21-006809

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18 Pine St was $12,783, up 1.5% from the year before.

Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Montvale Borough
Elementary School District	Montvale Borough School District (KG - 08)
Secondary School District	Pascack Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,900 (-) Land $230,000 Building $270,900	$500,900 (-) Land $230,000 Building $270,900
2025	$12,783.00 (+1.48%)	$500,900 Land $230,000 Building $270,900	$500,900 Land $230,000 Building $270,900
2024	$12,597.00
2023		$500,900 Land $230,000 Building $270,900	$500,900 Land $230,000 Building $270,900
2022	$12,377.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Pine St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	9 (1984–2021)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Pine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY MONTVALE PD95 private · serves 654 people · EPA ID NJ0236001
Water Source	Purchased surface water
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20