18 Pine Cove Dr, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 18 Pine Cove Dr, Buffalo, NY 14224

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,000 sqft · built 2010
Lot Size0.203 acres (8,840 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Nov 2024)
Tax Bill$9,968 (2026)
Deeds & MortgagesJul 2023 Second Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7-4-966

Property Details

APN / Parcel Number

Primary APN7-4-966
Alternative APNs
  • 68001251400006066000
  • 146800 125.14-6-66

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,000 sqft Living Area
1st Floor Area840 sqft
2nd Floor Area1,160 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area8,840 sqft (0.203 acres)
Lot Dimensions136 ft deep x 65 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number7-4-966
Street Address18 PINE COVE DR
CityBUFFALO
StateNY
Zip14224-1613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code07 - MIXED
Legal SubdivisionEBENEZER LANDS
Legal Block6
Legal Lot Number66.000
JurisdictionERIE NY
Township / Civil DivisionWEST SENECA
Census Block Group2
Census Block2004
Census Tract11202

Owner

18 Pine Cove Dr is owned and occupied by two individuals who bought it in November 2024.

Source: Erie County and West Seneca Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address18 PINE COVE DR, BUFFALO, NY 14224-1613
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NORTHWEST BANK
Dec 21, 2020Warranty Deed, Transfer · Conventional Mortgage
NORTHWEST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2024 · Amount on File
Deed SaleNov 27, 2024 · Amount on File
Prior SaleDec 21, 2020 · Amount on File
Deed Document Number20242024205714
Deed Book / Page11439 / 2069
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address18 PINE COVE DR, BUFFALO, NY 14224-1613
Transaction TypeMortgage
Record UpdatedAug 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 PINE COVE DR, WEST SENECA, NY 14224-1613

Mortgage

Document Number0140982093
DateJul 26, 2023
Book Page14098/2093
Instrument2023128270
Lender
NameNORTHWEST BANK
TypeBank
AddressWARREN, PA 16365
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueJul 20, 2033

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateDec 21, 2020
Property Address18 PINE COVE DR, BUFFALO, NY 14224-1613
Document Number0113715241
Book / Page11371 / 5241
Map ReferenceDOC 3249
Instrument DateDec 15, 2020
Instrument2020220632
Transaction TypeTransfer
Record UpdatedAug 19, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,120.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18 PINE COVE DR, 18, WEST SENECA, NY 14224-1613

Transferred To (Grantee/Buyer)

NameVerified Name
Address1155 STATE ROUTE 3, PLATTSBURGH, NY 12901-7358

Mortgage

Document Number0139713785
DateDec 21, 2020
Instrument13971/3785
Lender
NameNORTHWEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 18 Pine Cove Dr was $9,968, up 102.2% from the year before.

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionWest Seneca Town
Unified School DistrictWest Seneca Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,968.00 (+102.19%)
2025$4,930.00 (-49.55%)$103,000 (-) Land $14,500 Building $88,500$429,200 (+4.17%) Land $60,421 Building $368,779
2024$9,772.00$103,000 (-) Land $14,500 Building $88,500$412,000 (+4%) Land $58,000 Building $354,000
2023$103,000 Land $14,500 Building $88,500$396,154 Land $55,769 Building $340,385
2019$8,626.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18 Pine Cove Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Pine Cove Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA WEST SENECA
serves 23,557 people · EPA ID NY1404543
Water SourcePurchased surface water from ECWA DIRECT
Last State InspectionNov 2025
Lead10 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

Nearby Properties on Pine Cove Dr

Nearby Streets

Search Property Records by Address or Parcel Number