Harford County property record for 18 Phillips Choice Ct, Abingdon, MD 21009
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,080 sqft · built 1984 |
| Lot Size | 0.012 acres (540 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Oct 2009) |
| Tax Bill | $2,017 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-162020 |
| Primary APN | 01-162020 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,080 sqft Total Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 540 sqft (0.012 acres) |
| Lot Dimensions | 27 ft deep x 33 ft wide |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 162020 |
|---|---|
| Street Address | 18 PHILLIPS CHOICE CT |
| City | ABINGDON |
| State | MD |
| Zip | 21009-2196 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R4 |
| Legal Description | LT 45 20.33X27.33 18 PHILLIPS CHOICE COURT WOODSDALE MAN S2 P 50/16 |
| Legal Subdivision | PHILLIPS CHOICE COURT WOODSD |
| Legal Lot Number | 45 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 301107 |
Source: Harford County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 PHILLIPS CHOICE CT, ABINGDON, MD 21009-2196 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Mar 8, 2018 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2009 · Amount on Record |
| Deed Sale | Oct 23, 2009 · Amount on Record |
| Prior Sale | Nov 19, 2003 · Amount on Record |
| Deed Document Number | 2009597 |
| Deed Book / Page | 8354 / 459 |
| Prior Transfer Date | Apr 17, 2006 |
| Prior Transfer Doc | 0067130561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 3, 2026 |
| Property Address | 18 PHILLIPS CHOICE CT, ABINGDON, MD 21009-2196 |
| Document Number | 1727000091 |
| Book / Page | 17276 / 91 |
| Instrument Date | Aug 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 18 PHILLIPS CHOICE CT, ABINGDON, MD 21009-2196 |
| Document Number | 1727000091, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 17276/91 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 18 PHILLIPS CHOICE CT, ABINGDON, MD 21009-2196 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0143280221 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 14328/221 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Apr 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 18 PHILLIPS CHOICE CT, ABINGDON, MD 21009-2196 |
| Document Number | 0127760259 |
| Instrument Date | Mar 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 18 PHILLIPS CHOICE CT ABINGDON MD 210092196, ABINGDON, MD 21009-2196 |
| Document Number | 0127760259 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 012776/000259 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2048 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,017.00 (+15.72%) Homeowner's exemption | $185,100 (+6.34%) Land $50,500 Building $134,600 | $185,100 (-) Land $50,500 Building $134,600 |
| 2025 | $1,743.00 (+6.61%) Homeowner's exemption | $174,067 (+14.52%) | $185,100 (+21.78%) Land $50,500 Building $134,600 |
| 2023 | $152,000 Land $50,500 Building $101,500 | $152,000 Land $50,500 Building $101,500 | |
| 2022 | $1,635.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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