18 Peppergrass Ln, Garrison, NY 10524 Property Records

Putnam County and Philipstown Town property record for 18 Peppergrass Ln, Garrison, NY 10524

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,199 sqft · built 1989
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on File
Last Sale	$960,000 (Sep 2024)
Tax Bill	$14,762 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372689 81.-1-59`

Property Details

APN / Parcel Number

Primary APN	`372689 81.-1-59`
Alternative APN	`268908100000010590000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,199 sqft Living Area
Gross Area	2,879 sqft
1st Floor Area	1,236 sqft
Upper Floors Area	963 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Wood
Foundation Type	Raised
Lot Area	80,150 sqft (1.84 acres)
Lot Width	245 ft Width
View / Lot	Waterfront
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	840 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	18 PEPPERGRASS LN
City	GARRISON
State	NY
Zip	10524-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Description	LAND & RESIDENCE
Legal Block	1
Legal Lot Number	59.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	2
Census Block	2017
Census Tract	10800

Owner

18 Peppergrass Ln is owned by two individuals who bought it in September 2024.

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	252 GATES AVE, BROOKLYN, NY 11238-5083
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2024 · Amount on File
Deed Sale	Sep 23, 2024 · Amount on File
Prior Sale	Mar 25, 2021 · Amount on File
Deed Document Number	20245344
Deed Book / Page	2371 / 187
Prior Transfer Date	Sep 6, 2024
Prior Transfer Doc	0023710183
Record Updated	Oct 29, 2026

March 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Mar 25, 2021
Property Address	18 PEPPERGRASS LN, GARRISON, NY 10524-3003
Document Number	0022070155
Book / Page	2207 / 155
Map Reference	MAP 1575
Instrument Date	Mar 15, 2021
Instrument	3802-2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 PEPPERGRASS LN, 18, GARRISON, NY 10524-3003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 COUNTY VIEW ROAD, DANBURY, CT 06810-5249

Mortgage

Document Number	0000731422
Date	Mar 25, 2021
Instrument	7314/22

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.37%
Index	1-Year CMT
Max Rate	8.37%

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Garrison Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$353,000 (+0.86%) Land $96,400 Building $256,600	$1,150,962 (+11.02%)
2024	$14,762.00	$350,000 (-) Land $96,400 Building $253,600	$1,036,730 (+4.32%)
2023		$350,000 (-) Land $96,400 Building $253,600	$993,754 (+11.73%) Land $273,708 Building $720,046
2022		$350,000 Land $96,400 Building $253,600	$889,454 Land $244,981 Building $644,473

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18 Peppergrass Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (2011–2023)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Jul 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims Hurricane Sandy, Oct 2012 · 5 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Peppergrass Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.2% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20