Flagler County property record for 18 Palm Leaf Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,748 sqft · built 1988 |
| Lot Size | 0.458 acres (19,994 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $480,000 (Sep 2024) |
| Tax Bill | $6,438 (2024) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Mar 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7025-00780-0240 |
| Primary APN | 07-11-31-7025-00780-0240 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,748 sqft Heated Area |
| Gross Area | 3,774 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,994 sqft (0.458 acres) |
| Driveway | Driveway |
| Driveway Area | 896 sqft |
| Pool Area | 1,138 sqft |
| Deck Area | 768 sqft |
| Patio Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 18 PALM LEAF LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 25 BLK 78 LTS 24 & 25 OR 139/638-639 OR 317/680 OR 336/526 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 78 |
| Legal Lot Number | 24,25 25 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 60212 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 18 PALM LEAF LN, PALM COAST, FL 32164-7523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2024 | Warranty Deed, Transfer · Commercial Mortgage HBF ASSET POOL 202 LLC |
| Mar 6, 2024 | Warranty Deed, Transfer TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2024 · Amount on Record |
| Deed Sale | Sep 12, 2024 · Amount on Record |
| Prior Sale | Mar 12, 2024 · Amount on Record |
| Deed Document Number | 2024038918 |
| Deed Book / Page | 2900 / 1004 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 12, 2024 |
| Property Address | 18 PALM LEAF LN, PALM COAST, FL 32164-7523 |
| Document Number | 0028520502 |
| Book / Page | 2852 / 502 |
| Map Reference | MB 9 PG 16 |
| Instrument Date | Feb 23, 2024 |
| Instrument | 2024009875 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2024 |
| Title Company | TITLE AMERICA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 417 GERONA RD, ST AUGUSTINE, FL 32086-6111 |
| Name | Verified Name |
|---|---|
| Address | 7384 HAWKS CLIFF DR W, JACKSONVILLE, FL 32222-2806 |
| Document Number | 0028520504 |
|---|---|
| Date | Mar 12, 2024 |
| Book Page | 2852/504 |
| Instrument | 2024009876 |
| Name | HBF ASSET POOL 202 LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | JACKSONVILLE, FL 32225 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 6, 2024 |
| Property Address | 18 PALM LEAF LN, PALM COAST, FL 32164-7523 |
| Document Number | 0028501699 |
| Book / Page | 2850 / 1699 |
| Map Reference | MB 9 PG 16 |
| Instrument Date | Feb 23, 2024 |
| Instrument | 2024009051 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Title Company | TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,907.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 53 BRIDLE RIDGE CT, FLAGLER BEACH, FL 32136-4704 |
| Name | Verified Name |
|---|---|
| Address | 417 GERONA RD, SAINT AUGUSTINE, FL 32086-6111 |
| Investor | Possibly a Property Investor |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $361,098 (+111.36%) Land $91,000 Building $270,098 | $361,098 (-1.27%) Land $91,000 Building $270,098 | |
| 2024 | $6,438.00 (+171.19%) | ||
| 2023 | $2,374.00 (+1.32%) Homeowner's exemption | $170,848 (+3%) | $365,742 (+3.14%) Land $74,375 Building $291,367 |
| 2022 | $2,343.00 Homeowner's exemption | $165,872 | $354,606 Land $75,250 Building $279,356 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 7 (2007–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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