18 Orphanage Rd, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 18 Orphanage Rd, Fort Mitchell, KY 41017

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,064 sqft · built 1910
Lot Size	0.538 acres (23,414 sqft)
Owner	Individual Name on Record
Tax Bill	$1,517 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-20-09-005.00`

Property Details

APN / Parcel Number

Primary APN	`028-20-09-005.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,064 sqft Finished Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	23,414 sqft (0.538 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	18 ORPHANAGE RD
City	FT MITCHELL
State	KY
Zip	41017-3181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.5375 AC ES ORPHANAGE RD
Legal Subdivision	JOHN LEATHERS ESTATE
Legal Lot Number	21
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1014
Census Tract	64700

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	18 ORPHANAGE RD, FT MITCHELL, KY 41017-3181
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE, INC
Jun 20, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026
Deed Sale	May 18, 2026
Prior Sale	Oct 23, 2014 · Amount on Record
Deed Document Number	2026051810277
Deed Book / Page	433 / 149
Prior Transfer Date	Feb 18, 2010
Prior Transfer Doc	0005900142
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	May 18, 2026
Property Address	18 ORPHANAGE RD, FT MITCHELL, KY 41017-3181
Document Number	0000010277
Book / Page	433 / 149
Instrument Date	May 11, 2026
Instrument	202610277
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	360 AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 ORPHANAGE RD, FT MITCHELL, KY 41017-3181

Mortgage

Document Number	0000010278,
Date	May 18, 2026
Book Page	433/153
Instrument	2026051810278

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	18 ORPHANAGE RD, FT MITCHELL, KY 41017-3181
Document Number	0000000243
Instrument Date	Jun 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 ORPHANAGE RD FORT MITCHELL KY 410173181, FORT MITCHELL, KY 41017-3181

Mortgage

Document Number	0000000243
Date	Jul 13, 2018
Book Page	0C6452/000308
Instrument	243

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,800 (-) Land $65,000 Building $340,800	$405,800 (-) Land $65,000 Building $340,800
2025	$1,517.00 (-8.12%)	$405,800 (-) Land $65,000 Building $340,800	$405,800 (-) Land $65,000 Building $340,800
2023	$1,651.00	$405,800 Land $65,000 Building $340,800	$405,800 Land $65,000 Building $340,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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