Putnam County and Philipstown Town property record for 18 Orchard St, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,262 sqft · built 1897 |
| Lot Size | 0.115 acres (5,040 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $915,000 (Mar 2022) |
| Tax Bill | $14,404 (2024) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 49.5-2-11 |
| Primary APN | 372601 49.5-2-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,262 sqft Living Area |
| Gross Area | 2,874 sqft |
| 1st Floor Area | 917 sqft |
| 2nd Floor Area | 909 sqft |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 5,040 sqft (0.115 acres) |
| Lot Dimensions | 112 ft deep x 45 ft wide |
| View / Lot | Lake Front |
| Garage Type | Detached |
| Garage Area | 254 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 176 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 029550 |
|---|---|
| Street Address | 18 ORCHARD ST |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-1904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LAND & RESIDENCE |
| Legal Block | 2 |
| Legal Lot Number | 11.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10700 |
Source: Putnam County and Philipstown Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 ORCHARD ST, COLD SPRING, NY 10516-1904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage HUDSON VALLEY FCU |
| Jan 19, 2021 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2022 · Amount on Record |
| Deed Sale | Mar 29, 2022 · Amount on Record |
| Deed Document Number | 20223160 |
| Deed Book / Page | 2266 / 32 |
| Record Updated | Jun 8, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Mar 29, 2022 |
| Property Address | 18 ORCHARD ST, COLD SPRING, NY 10516-1904 |
| Document Number | 0022660032 |
| Book / Page | 2266 / 32 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 3160-2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Title Company | RE TITLE AGENCY LLC, RG TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 ORCHARD ST, 18, COLD SPRING, NY 10516-1904 |
| Name | Verified Name |
|---|---|
| Address | 3221 37TH PL S, SEATTLE, WA 98144-7017 |
| Document Number | 0000076161 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 7616/1 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 18 ORCHARD ST, COLD SPRING, NY 10516-1904 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 18 ORCHARD ST, COLD SPRING, NY 10516-1904 |
| Document Number | 0072490204 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 7249/204 |
| Instrument | 753-2021 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $227,000 (-) Land $42,000 Building $185,000 | $740,137 (+14.84%) | |
| 2024 | $14,404.00 | ||
| 2023 | $227,000 (+14.22%) Land $42,000 Building $185,000 | $644,520 (+27.61%) Land $119,250 Building $525,270 | |
| 2022 | $198,740 Land $42,000 Building $156,740 | $505,057 Land $106,734 Building $398,323 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2011–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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