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18 Onset St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 18 Onset St, Worcester, MA 01604 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,374 sqft · built 1940
Lot Size0.215 acres (9,352 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Nov 2023)
Tax Bill$5,032 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
May 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN38-023-0000A

Property Details

APN / Parcel Number

Primary APN38-023-0000A
Alternative APN
  • WORC M:38 B:023 L:0000A

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,374 sqft Living Area
Gross Area1,877 sqft
1st Floor Area999 sqft
Basement Area419 sqft
Unfinished Basement419 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,352 sqft (0.215 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number38-023-0000A
Street Address18 ONSET ST
CityWORCESTER
StateMA
Zip01604-2035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block23
Legal Lot NumberA
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2028
Census Tract732301

Owner

Source: Worcester County and Worcester City records · APN 38-023-0000A

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address18 ONSET ST, WORCESTER, MA 01604-2035
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
RADIUS FINANCIAL GROUP
May 26, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
ENVISION BANK
Sep 28, 2018Quit Claim Deed, Transfer · Conventional Mortgage
LOANDEPOT COM

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 2023 · Amount on Record
Deed SaleNov 30, 2023 · Amount on Record
Prior SaleSep 28, 2018 · Amount on Record
Deed Book / Page69942 / 332
Record UpdatedSep 20, 2026

November 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateNov 30, 2023
Property Address18 ONSET ST, WORCESTER, MA 01604-2035
Document Number069942-332
Book / Page69942 / 332
Instrument DateNov 30, 2023
Instrument100444
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address18 ONSET ST, WORCESTER, MA 01604-2035

Mortgage

Document Number0000100445
DateNov 30, 2023
Instrument100445
Lender
NameRADIUS FINANCIAL GROUP
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address18 ONSET ST, WORCESTER, MA 01604-2035
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number62460-196
DateMay 26, 2020
Book Page62460/196
Instrument53265
Lender
NameENVISION BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueJun 01, 2045

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateSep 28, 2018
Property Address18 ONSET ST, WORCESTER, MA 01604-2035
Document Number59473-243
Book / Page059473 / 000243
Instrument DateAug 30, 2018
Instrument103001
Transaction TypeTransfer
Record UpdatedJan 16, 2019

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,140.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 ONSET ST WORCESTER MA 016042035, WORCESTER, MA 01604-2035

Mortgage

Document Number59473-245
DateSep 28, 2018
Book Page059473/000245
Instrument103002
Lender
NameLOANDEPOT COM
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 27, 2048

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,032.00 (+7.84%)$381,500 (+17.24%) Land $118,400 Building $263,100$447,450 (+13.25%)
2024$395,105
2023$4,666.00$325,400 Land $103,000 Building $222,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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