Middlesex County and Lowell City property record for 18 Olive St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,158 sqft · built 1910 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $63,500 (May 1996) |
| Tax Bill | $4,474 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B11350 |
| Primary APN | B11350 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,158 sqft Living Area |
| Gross Area | 3,151 sqft |
| 1st Floor Area | 784 sqft |
| Basement Area | 772 sqft |
| Unfinished Basement | 772 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,614 sqft (0.06 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | B11350 |
|---|---|
| Street Address | 18 OLIVE ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-4007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | USF |
| Legal Block | 4410 |
| Legal Lot Number | 18 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 312100 |
18 Olive St is owned and occupied by two individuals who acquired it in October 2019.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 OLIVE ST, LOWELL, MA 01852-4007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) JEANNE D ARC CU |
| Oct 29, 2019 | Quit Claim Deed, Transfer CROSS CNTRY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 1996 · Amount on File |
| Deed Sale | May 1, 1996 · Amount on File |
| Deed Book / Page | 8005 / 2 |
| Last Transfer Date | Oct 24, 2019 |
| Transfer Doc | 033498-140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 18 OLIVE ST, LOWELL, MA 01852-4007 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 038423-220 |
|---|---|
| Date | Apr 12, 2024 |
| Book Page | 38423/220 |
| Instrument | 9571 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | May 1, 2029 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Oct 29, 2019 |
| Property Address | 18 OLIVE ST, LOWELL, MA 01852-4007 |
| Document Number | 33498-137 |
| Book / Page | 033498 / 000137 |
| Instrument Date | Oct 24, 2019 |
| Instrument | 47365 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 OLIVE ST LOWELL MA 018524007, LOWELL, MA 01852-4007 |
| Document Number | 33498-140 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 033498/000140 |
| Instrument | 47366 |
| Name | CROSS CNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 28, 2049 |
The 2026 property tax bill for 18 Olive St was $4,474, up 6.5% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,474.00 (+6.5%) | $394,200 (+7.73%) Land $111,200 Building $283,000 | $381,701 (+30.49%) |
| 2025 | $4,201.00 (+9.77%) | $365,900 (+13.88%) Land $103,900 Building $262,000 | $292,505 |
| 2024 | $3,827.00 (+5.86%) | $321,300 (+10.37%) Land $93,700 Building $227,600 | |
| 2023 | $3,615.00 | $291,100 Land $81,500 Building $209,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Olive St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 18 Olive St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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