Cumberland County and Harpswell Town property record for 18 Ocean St, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,215 sqft · built 1900 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $896,000 (Jan 2024) |
| Tax Bill | $4,875 (2025) |
| Deeds & Mortgages | Jan 2024 Sale Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:022 L:116 |
| Primary APN | HARP M:022 L:116 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,215 sqft Living Area |
| Gross Area | 2,793 sqft |
| 1st Floor Area | 810 sqft |
| Basement Area | 810 sqft |
| Unfinished Basement | 810 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1858 |
|---|---|
| Street Address | 18 OCEAN ST |
| City | HARPSWELL |
| State | ME |
| Zip | 04079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Lot Number | 116 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 17102 |
18 Ocean St is owned and occupied by an individual who bought it in January 2024.
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 OCEAN ST, HARPSWELL, ME 04079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2024 | Warranty Deed, Transfer |
| Mar 1, 2023 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2024 · Amount on File |
| Deed Sale | Jan 11, 2024 · Amount on File |
| Deed Book / Page | 40562 / 124 |
| Prior Transfer Date | Feb 24, 2023 |
| Prior Transfer Doc | 0400040287 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Recording Date | Jan 11, 2024 |
| Property Address | 18 OCEAN ST, HARPSWELL, ME 04079 |
| Document Number | 0405620124 |
| Book / Page | 40562 / 124 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 1044 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5411 MIRABELL RD, CHARLOTTE, NC 28226-6202 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Recording Date | Mar 1, 2023 |
| Property Address | 18 OCEAN ST, HARPSWELL, ME 04079 |
| Document Number | 0400040287 |
| Book / Page | 40004 / 287 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 6149 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2172 CAROBWOOD LN, SAN JOSE, CA 95132-1212 |
The 2025 property tax bill for 18 Ocean St was $4,875, up 4.7% from the year before.
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,875.00 (+4.7%) | $732,000 (-) Land $487,300 Building $244,700 |
| 2024 | $4,656.00 (+11.71%) | $732,000 (+7.14%) Land $487,300 Building $244,700 |
| 2023 | $4,168.00 (+3.4%) | $683,200 (-) Land $438,500 Building $244,700 |
| 2022 | $4,031.00 | $683,200 Land $438,500 Building $244,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 18 Ocean St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 individual policies |
| Nearby Flood Policies | 34 units insured incl. 2 condo units |
| Nearby Flood Claims | 11 (1990–2024) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Ocean St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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