18 Oak View Cir E, Palm Coast, FL 32137 Property Records

Flagler County property record for 18 Oak View Cir E, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,928 sqft · built 2002
Lot Size	0.295 acres (12,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Oct 2020)
Tax Bill	$8,937 (2025)
Deeds & Mortgages	Sep 2026 Sale & Line of Credit Mar 2026 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`04-11-31-3503-00000-0310`

Property Details

APN / Parcel Number

Primary APN	`04-11-31-3503-00000-0310`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,928 sqft Living Area
Gross Area	4,427 sqft
1st Floor Area	2,928 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2004
Exterior Material	Wood Frame (Stucco or Asbestos)
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	12,850 sqft (0.295 acres)
Driveway	Concrete Driveway
Driveway Area	926 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18 OAK VIEW CIR E
City	PALM COAST
State	FL
Zip	32137-3391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OCEAN HAMMOCK PARCEL B-3 LOT 31 OR 707 PG 140
Legal Range	31E
Legal Township	11S
Legal Section	04
Legal Subdivision	OCEAN HAMMOCK
Legal Block	3
Legal Lot Number	31
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2013
Census Tract	60106

Owner

Source: Flagler County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 OAK VIEW CIR E, PALM COAST, FL 32137-3391
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Quit Claim Deed, Transfer · Line of Credit LOWER LLC
Mar 12, 2026	Intrafamily Transfer, Transfer
Oct 21, 2020	Warranty Deed, Transfer REALTY PRO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2020 · Amount on Record
Deed Sale	Oct 21, 2020 · Amount on Record
Prior Sale	Oct 21, 2020 · Amount on Record
Deed Document Number	202042754
Deed Book / Page	2487 / 1217
Last Transfer Date	Sep 14, 2026
Transfer Doc	0000039124
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 25, 2026
Property Address	18 OAK VIEW CIR E, PALM COAST, FL 32137-3391
Document Number	0000039124
Book / Page	3089 / 1825
Instrument Date	Sep 14, 2026
Instrument	202639124
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	E TITLE LLC, TITLE NOW LLC

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 OAK VIEW CIR E, PALM COAST, FL 32137-3391

Mortgage

Document Number	0000039125,
Date	Sep 25, 2026
Book Page	3089/1827
Instrument	202639125

Lender

Name	LOWER LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Mar 12, 2026
Property Address	18 OAK VIEW CIR E, PALM COAST, FL 32137-3391
Document Number	0030370995
Book / Page	3037 / 995
Map Reference	OR 707 PG 140
Instrument Date	Mar 3, 2026
Instrument	2026010626
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 OAK VIEW CIR E, PALM COAST, FL 32137-3391

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2712 LINDBERGH ST, JOINT BASE MDL, NJ 08641-1902

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 21, 2020
Property Address	18 OAK VIEW CIR E, PALM COAST, FL 32137-3391
Document Number	0024871217
Book / Page	002487 / 001217
Instrument Date	Oct 14, 2020
Instrument	42754
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount Recorded
Tax	$3,395.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 OAK VIEW CIR E PALM COAST FL 321373391, PALM COAST, FL 32137-3391

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,937.00 (+8.35%)	$675,454 (+18.72%)	$848,054 (+6.65%) Land $244,000 Building $604,054
2024	$8,248.00 (+2.09%)
2023	$8,079.00 (+4.65%) Homeowner's exemption	$568,940 (+3%)	$795,141 (+7.75%) Land $213,500 Building $581,641
2022	$7,720.00 Homeowner's exemption	$552,369	$737,934 Land $187,000 Building $550,934

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 290 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,079 units insured incl. 789 condo units
Nearby Flood Claims	148 (1992–2022)
Claims Outside the SFHA	60 of 148
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Oct 2022 · 8 claims Hurricane Irma, Oct 2017 · 17 claims Hurricane Matthew, Oct 2016 · 111 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNES COMMUNITY DEVELOPMENT DISTRICT private · serves 5,054 people · EPA ID FL2184259
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Oak View Cir E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures