18 Oak St, Auburn, NY 13021 Property Records

Cayuga County and Auburn City property record for 18 Oak St, Auburn, NY 13021

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,769 sqft · built 1965
Lot Size	0.273 acres (11,900 sqft)
Owner	2 Individual Names on File
Last Sale	$137,800 (Jan 2019)
Tax Bill	$3,786 (2026)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050100 122.35-1-35`

Property Details

APN / Parcel Number

Primary APN	`050100 122.35-1-35`
Alternative APNs	`010012203500010350000000` `254001200`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,769 sqft Living Area
1st Floor Area	1,295 sqft
Basement Area	474 sqft
Finished Basement	474 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1990
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,900 sqft (0.273 acres)
Lot Dimensions	140 ft deep x 85 ft wide
Garage Type	Basement
Patio Area	476 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	254001200
Street Address	18 OAK ST
City	AUBURN
State	NY
Zip	13021-5215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PLT BK Z PG 69 15
Legal Block	1
Legal Lot Number	35.000
Jurisdiction	CAYUGA NY
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1008
Census Tract	41800

Owner

18 Oak St is owned and occupied by two individuals who bought it in January 2019.

Source: Cayuga County and Auburn City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 OAK ST, AUBURN, NY 13021-5215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2019 · Amount on File
Deed Sale	Jan 2, 2019 · Amount on File
Deed Book / Page	3678 / 125
Prior Transfer Date	May 7, 2010
Prior Transfer Doc	0014150030
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Jan 2, 2019
Property Address	18 OAK ST, AUBURN, NY 13021-5215
Document Number	003678/125
Book / Page	3678 / 125
Instrument Date	Dec 31, 2018
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 CAYUGA ST, AUBURN, NY 13021-2843

Mortgage

Document Number	0036780128
Date	Jan 2, 2019
Book Page	3678/128
Instrument	2018-184494

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 18 Oak St was $3,786, up 5.6% from the year before.

Source: Cayuga County and Auburn City assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
Municipality	Auburn City
Unified School District	Auburn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,786.00 (+5.58%)
2025	$3,586.00 (+5.07%)	$146,600 Land $22,000 Building $124,600	$195,467 Land $29,333 Building $166,134
2024	$3,413.00
2023		$146,600 (-) Land $22,000 Building $124,600	$152,708 (+4.17%) Land $22,917 Building $129,791
2022		$146,600 Land $22,000 Building $124,600	$146,600 Land $22,000 Building $124,600
2019	$1,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN serves 27,179 people · EPA ID NY0501710
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20