Essex County and Montclair Township property record for 18 Oak Pl, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 2,117 sqft · built 1910 |
| Lot Size | 0.069 acres (3,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Nov 2005) |
| Tax Bill | $11,589 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 13-03304-0000-00019 |
| Primary APN | 13-03304-0000-00019 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,117 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 3,001 sqft (0.069 acres) |
| Lot Dimensions | 100 ft deep x 30 ft wide |
| Old Parcel Number | 130330400019 |
|---|---|
| Street Address | 18 OAK PL |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-3825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 30X100 |
| Legal Block | 3304 |
| Legal Lot Number | 19 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 16600 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 275 ROSELAND AVE, ESSEX FELLS, NJ 07021-1314 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2022 | Deed of Trust, Mortgage JOSE RAMOS |
| Jul 28, 2020 | Deed of Trust, Mortgage NEW AMERICAN FNDG |
| Mar 29, 2019 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2005 · Amount on Record |
| Deed Sale | Nov 2, 2005 · Amount on Record |
| Deed Book / Page | 6255 / 600 |
| Last Transfer Date | Sep 27, 2011 |
| Transfer Doc | 0011083958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 18 OAK PL, MONTCLAIR, NJ 07042-3825 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 275 ROSELAND AVE, ESSEX FELLS, NJ 07021-1314 |
| Document Number | 0000094073 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 2022094073 |
| Name | JOSE RAMOS |
|---|---|
| Type | Private Party |
| Address | 47 BALSAM AVE, EAST HANOVER, NJ 07936 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 18 OAK PL, MONTCLAIR, NJ 07042-3825 |
| Document Number | 0000100854 |
| Instrument Date | Jul 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 18 OAK PL MONTCLAIR NJ 070423825, MONTCLAIR, NJ 07042-3825 |
| Document Number | 0000100854 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 100854 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Mar 29, 2019 |
| Property Address | 18 OAK PL, MONTCLAIR, NJ 07042-3825 |
| Document Number | 0000029315 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 29315 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47 BALSAM AVE EAST HANOVER NJ 079361502, EAST HANOVER, NJ 07936-1502 |
| Document Number | 29316 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 29316 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2049 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,600 (-) Land $165,000 Building $164,600 | $329,600 (-) Land $165,000 Building $164,600 | |
| 2025 | $11,589.00 (+3.33%) | $329,600 (-) Land $165,000 Building $164,600 | $329,600 (-) Land $165,000 Building $164,600 |
| 2024 | $11,216.00 (+3.5%) | ||
| 2023 | $329,600 Land $165,000 Building $164,600 | $329,600 Land $165,000 Building $164,600 | |
| 2022 | $10,837.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 31 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 41 units insured incl. 10 condo units |
| Nearby Flood Claims | 36 (1993–2024) |
| Claims Outside the SFHA | 3 of 36 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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