18 Oak Hill Rd, Mount Desert, ME 04660 Property Records

Hancock County and Mount Desert Town property record for 18 Oak Hill Rd, Mount Desert, ME 04660

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,128 sqft · built 1989
Lot Size	0.659 acres (28,712 sqft)
Owner	Individual Name on Record
Last Sale	$489,400 (Jan 2021)
Tax Bill	$4,686 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTDS M:010 L:089-001`

Property Details

APN / Parcel Number

Primary APN	`MTDS M:010 L:089-001`
Alternative APN	`956`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area
Gross Area	5,171 sqft
1st Floor Area	1,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,712 sqft (0.659 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	956
Street Address	18 OAK HILL RD
City	MOUNT DESERT
State	ME
Zip	04660-6309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR2
Legal Lot Number	89-1
Jurisdiction	MOUNT DESERT ME
Township / Civil Division	MOUNT DESERT
Census Block Group	1
Census Block	1024
Census Tract	966000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Somesville Historic District listed 1975 · 34 contributing resources · NRIS 75000092

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hancock County and Mount Desert Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 OAK HILL RD, MOUNT DESERT, ME 04660-6309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NATIONSTAR MORTGAGE LLC
Jan 5, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2021 · Amount on Record
Deed Sale	Jan 5, 2021 · Amount on Record
Prior Sale	Feb 4, 2011
Deed Document Number	202199
Deed Book / Page	7087 / 268
Prior Transfer Date	Dec 31, 2020
Prior Transfer Doc	0070870268
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOUNT DESERT ME
Property Address	18 OAK HILL RD, MOUNT DESERT, ME 04660-6309
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073100475
Date	Feb 20, 2024
Book Page	7310/475
Instrument	2024001709

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MOUNT DESERT ME
Recording Date	Jan 5, 2021
Property Address	18 OAK HILL RD, MOUNT DESERT, ME 04660-6309
Document Number	0070870268
Book / Page	7087 / 268
Instrument Date	Dec 31, 2020
Instrument	2021000099
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 986, BLUE HILL, ME 04614-0986

Mortgage

Document Number	2021000100
Date	Jan 5, 2021
Instrument	2021000100

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hancock County and Mount Desert Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Mount Desert Town
Elementary School District	Mount Desert (KG - 08)
Secondary School District	Mount Desert Community School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,686.00 (+2.09%)	$592,400 (+20.02%) Land $163,100 Building $429,300
2024	$4,590.00 (+10.15%)	$493,600 (+3.29%) Land $135,900 Building $357,700
2023	$4,167.00 (+8.46%)	$477,900 (-) Land $135,900 Building $342,000
2022	$3,842.00	$477,900 Land $135,900 Building $342,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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