18 NW McKay Ave, Bend, OR 97703 Property Records

Deschutes County property record for 18 NW McKay Ave, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1920
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual on Record
Last Sale	$680,000 (Jun 2022)
Tax Bill	$3,066 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`171232-CC-05900`

Property Details

APN / Parcel Number

Primary APN	`171232-CC-05900`
Alternative APNs	`R1001171232CC05900` `104081`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Living Area
Gross Area	2,176 sqft
1st Floor Area	900 sqft
Basement Area	676 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1959
Exterior Material	Metal
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Area	600 sqft
Deck Area	50 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	104081
Street Address	18 NW MCKAY AVE
City	BEND
State	OR
Zip	97703-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	MILL ADDITION TO BEND BLOCK 4 LOT 11
Legal Range	12
Legal Township	17
Legal Section	32
Legal Subdivision	MILL ADDITION TO BEND
Legal Block	4
Legal Lot Number	11
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1016
Census Tract	1502

Owner

Source: Deschutes County assessment roll, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	18 NW MCKAY AVE, BEND, OR 97703-2524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON FEDERAL BANK
Dec 31, 2020	Warranty Deed, Transfer DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Jul 20, 2016 · Amount on Record
Deed Document Number	202225987
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 30, 2022
Property Address	18 NW MCKAY AVE, BEND, OR 97703-2524
Document Number	0000025987
Instrument Date	Jun 28, 2022
Instrument	2022-25987
Transaction Type	Transfer
Record Updated	Jul 7, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2477 NW CRIMSON CT, PORTLAND, OR 97218

Mortgage

Document Number	0000025988
Date	Jun 30, 2022
Instrument	2022-25988

Lender

Name	WASHINGTON FEDERAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 31, 2020
Property Address	18 NW MCKAY AVE, BEND, OR 97703-2524
Document Number	0000071766
Instrument Date	Dec 31, 2020
Instrument	71766
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 NW MCKAY AVE BEND OR 977032524, BEND, OR 97703-2524

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,066.00 (+3.93%)	$181,510 (+3%)	$966,390 (-2.5%) Land $531,870 Building $434,520
2024	$2,950.00 (+7.86%)	$176,230 (+3%)	$991,130 (-) Land $588,800 Building $402,330
2023	$2,735.00	$171,100	$991,130 Land $588,800 Building $402,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	10,000 / 10,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Webformix Fixed Wireless	200 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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