18 NW 3rd St, Adams, MN 55909 Property Records

Mower County property record for 18 NW 3rd St, Adams, MN 55909

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,014 sqft · built 1963
Lot Size	0.251 acres (10,934 sqft)
Owner	Company Name on Record
Last Sale	$172,450 (Apr 2023)
Tax Bill	$5,278 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21.001.0770`

Property Details

APN / Parcel Number

Primary APN	`21.001.0770`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,014 sqft Living Area
Basement Area	912 sqft
Finished Basement	912 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,934 sqft (0.251 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	190 sqft
Deck Area	192 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	16 NW 3RD ST
City	ADAMS
State	MN
Zip	55909-5009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG VILLAGE 21001 009 N95FT LOTS 5 & 6 EXC E5FT LOT 5
Legal Subdivision	UNKNOWN
Legal Lot Number	5-6
Jurisdiction	MOWER MN
Township / Civil Division	ADAMS
Census Block Group	2
Census Block	2089
Census Tract	1300

Owner

Source: Mower County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1410 OAKVIEW LN N, MINNEAPOLIS, MN 55441-4650
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 4, 2020	Warranty Deed, Transfer · Commercial Mortgage THINK MUTUAL BANK
Jan 4, 2019	Intrafamily Transfer, Transfer
Jan 4, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Prior Sale	Jan 4, 2019 · Amount on Record
Deed Document Number	20231531711
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOWER MN
Recording Date	May 3, 2023
Property Address	18 NW 3RD ST, ADAMS, MN 55909-5009
Document Number	000A675189
Instrument Date	Apr 27, 2023
Instrument	A675189
Transaction Type	Transfer
Record Updated	May 31, 2023
Title Company	EXCLUSIVE TITLE SERVICES, EXECUTIVE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$569.09
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16 NW 3RD ST, ADAMS, MN 55909-5009

Mortgage

Document Number	000A675190
Date	May 3, 2023
Instrument	A675190

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOWER MN
Recording Date	Nov 4, 2020
Property Address	18 NW 3RD ST, ADAMS, MN 55909-5009
Document Number	A655988
Instrument Date	Oct 22, 2020
Instrument	A655988
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	DCA TITLE

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32171 GALLERIA, EDINA, MN 55435

Mortgage

Document Number	A655989
Date	Nov 4, 2020
Instrument	A655989

Lender

Name	THINK MUTUAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MOWER MN
Recording Date	Jan 4, 2019
Property Address	18 NW 3RD ST, ADAMS, MN 55909-5009
Document Number	A000643602
Instrument Date	Jan 4, 2019
Instrument	A000643602
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 NW 3RD ST, ADAMS, MN 55909-5009

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOWER MN
Recording Date	Jan 4, 2019
Property Address	18 NW 3RD ST, ADAMS, MN 55909-5009
Document Number	A000643600
Instrument Date	Dec 31, 2018
Instrument	A000643600
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	PARTNERS IN TITLE LLC, PARTNERS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298.65
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 NW 3RD ST, ADAMS, MN 55909-5009

Mortgage

Document Number	A000643601
Date	Jan 4, 2019
Instrument	A000643601

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mower County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Adams City
County	Mower County
Unified School District	Southland Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,278.00 (+31.03%)	$239,200 (+4.41%) Land $35,000 Building $204,200	$239,200 (+4.41%) Land $35,000 Building $204,200
2025		$229,100 (-10.89%) Land $30,000 Building $199,100	$229,100 (-10.89%) Land $30,000 Building $199,100
2023	$4,028.00	$257,100 Land $30,000 Building $227,100	$257,100 Land $30,000 Building $227,100
2022	$4,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1999–2019)
Claims Outside the SFHA	8 of 8
Most Recent Claim	May 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Adams serves 672 people · EPA ID MN1500001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Router12 Networks.

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