18 North St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 18 North St, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	954 sqft · built 1935
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Sep 2018)
Tax Bill	$6,774 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2018 Sale + 1 more
Flood Zone	Zone A (high risk)
APN	`48-01902-0000-00043`

Property Details

APN / Parcel Number

Primary APN	`48-01902-0000-00043`
Alternative APN	`480190200043`

Interior

Stories	1 Story
Building Area	954 sqft Living Area
1st Floor Area	954 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Frame
Lot Area	8,015 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide

Location & Zoning

Street Address	18 NORTH ST
City	RAMSEY
State	NJ
Zip	07446-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.184AC
Legal Block	1902
Legal Lot Number	43
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1018
Census Tract	44100

Owner

18 North St is owned and occupied by an individual who bought it in September 2018.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	18 NORTH ST, RAMSEY, NJ 07446-1428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 11, 2018	Deed, Transfer
Feb 12, 2018	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2018 · Amount on File
Deed Sale	Sep 11, 2018 · Amount on File
Prior Sale	Feb 12, 2018 · Amount on File
Deed Document Number	201818-064336
Deed Book / Page	3048 / 587
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	18 NORTH ST, RAMSEY, NJ 07446-1428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036621630
Date	Aug 10, 2020
Book Page	3662/1630
Instrument	20-071983

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2050

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 11, 2018
Property Address	18 NORTH ST, RAMSEY, NJ 07446-1428
Document Number	0030480587
Book / Page	3048 / 587
Instrument Date	Aug 17, 2018
Instrument	00018-064336
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 NORTH ST, RAMSEY, NJ 07446-1428

February 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 12, 2018
Property Address	18 NORTH ST, RAMSEY, NJ 07446-1428
Document Number	0028621374
Book / Page	002862 / 001374
Instrument Date	Dec 11, 2017
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$207.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 UTTER AVE HAWTHORNE NJ 075062117, HAWTHORNE, NJ 07506-2117

Tax Assessment & Valuation

The 2025 property tax bill for 18 North St was $6,774, down 4% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,600 (+8.09%) Land $236,000 Building $119,600	$355,600 (+8.09%) Land $236,000 Building $119,600
2025	$6,774.00 (-3.98%)	$329,000 Land $210,500 Building $118,500	$329,000 Land $210,500 Building $118,500
2024	$7,055.00
2023		$250,000 Land $181,700 Building $68,300	$250,000 Land $181,700 Building $68,300
2022	$6,557.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 North St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18 North St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Nearby Properties on North St

Nearby Streets

All Ramsey, NJ Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures