18 Norfolk St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 18 Norfolk St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,882 sqft · built 1911
Lot Size	0.119 acres (5,184 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Mar 2021)
Tax Bill	$3,655 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:09085 P:0004`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:09085 P:0004`
Alternative APN	`90850004`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,882 sqft Living Area
1st Floor Area	812 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,184 sqft (0.119 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	90850004
Street Address	18 NORFOLK ST
City	SPRINGFIELD
State	MA
Zip	01109-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4003
Census Tract	801700

Owner

18 Norfolk St is owned and occupied by an individual who bought it in March 2021.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	18 NORFOLK ST, SPRINGFIELD, MA 01109-2809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage SPRINGFIELD, CITY OF
Mar 22, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FREEDOM CU
Dec 3, 2018	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST WORLD MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2021 · Amount on File
Deed Sale	Mar 22, 2021 · Amount on File
Prior Sale	Dec 3, 2018 · Amount on File
Deed Document Number	202119431
Deed Book / Page	23778 / 240
Prior Transfer Date	Mar 19, 2021
Prior Transfer Doc	0000019431
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	18 NORFOLK ST, SPRINGFIELD, MA 01109-2809
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023778-266
Date	Mar 22, 2021
Book Page	23778/266
Instrument	19434

Lender

Name	SPRINGFIELD, CITY OF

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 22, 2021
Property Address	18 NORFOLK ST, SPRINGFIELD, MA 01109-2809
Document Number	23778-240
Book / Page	23778 / 240
Instrument Date	Mar 19, 2021
Instrument	19431
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 CHESTNUT ST # FL1, FL1, SPRINGFIELD, MA 01107-2043

Mortgage

Document Number	19432
Date	Mar 22, 2021
Instrument	19432

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	023778-258
Date	Mar 22, 2021
Book Page	23778/258
Instrument	19433

Lender

Name	MASSACHUSETTS HOUSING PARTNERSHIP FUND
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 3, 2018
Property Address	18 NORFOLK ST, SPRINGFIELD, MA 01109-2809
Document Number	22468-536
Book / Page	22468 / 536
Instrument Date	Nov 7, 2018
Instrument	71908
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 WHITNEY AVE, HOLYOKE, MA 01040-2708

Mortgage

Document Number	71909
Date	Dec 3, 2018
Instrument	71909

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 18 Norfolk St was $3,655, up 4.4% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,655.00 (+4.4%)	$236,400 (+5.87%) Land $30,200 Building $206,200	$273,413 (+3.04%)
2025	$3,501.00	$223,300 Land $30,200 Building $193,100	$265,335 (+19.16%)
2024			$222,680
2023	$3,163.00	$185,500 Land $27,500 Building $158,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Norfolk St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18 Norfolk St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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