18 Nelson Dr, Milltown, NJ 08850 Property Records

Middlesex County and Milltown Borough property record for 18 Nelson Dr, Milltown, NJ 08850

Property Summary

Property Type	Single Family Home
Details	2,372 sqft · built 1995
Lot Size	0.218 acres (9,514 sqft)
Owner	2 Individual Names on File
Last Sale	$840,000 (Sep 2025)
Tax Bill	$13,506 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-00042-06-00009`

Property Details

APN / Parcel Number

Primary APN	`11-00042-06-00009`
Alternative APN	`1100042000600009`

Interior

Stories	2 Stories
Building Area	2,372 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	9,514 sqft (0.218 acres)
Lot Dimensions	116 ft deep x 82 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	11000420600009
Street Address	18 NELSON DR
City	MILLTOWN
State	NJ
Zip	08850-1465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	82X116
Legal Subdivision	WOOD HILLS/MILLTOWN SEC 02A
Legal Block	42.6
Legal Lot Number	9
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MILLTOWN
Census Block Group	3
Census Block	3013
Census Tract	6300

Owner

18 Nelson Dr is owned and occupied by two individuals who bought it in September 2025.

Source: Middlesex County and Milltown Borough records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 NELSON DR, MILLTOWN, NJ 08850-1465
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL/OMAHA MORTGAGE LLC
Apr 3, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 24, 2025	Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Feb 11, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST MORTGAGE SOLUTIONS LLC
Sep 26, 2019	Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on File
Deed Sale	Sep 24, 2025 · Amount on File
Prior Sale	Sep 4, 1998 · Amount on File
Deed Document Number	202558033
Deed Book / Page	19832 / 876
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 8, 2026
Property Address	18 NELSON DR, MILLTOWN, NJ 08850-1465
Document Number	0000022085
Book / Page	19992 / 587
Instrument Date	Mar 26, 2026
Instrument	202622085
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PRIOR TITLE, PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 NELSON DR, MILLTOWN, NJ 08850-1465

Mortgage

Document Number	0000022085,
Date	Apr 8, 2026
Book Page	19992/587
Instrument	202622085

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	18 NELSON DR, MILLTOWN, NJ 08850-1465
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 NELSON DR, MILLTOWN, NJ 08850-1465

Mortgage

Document Number	0000019407
Date	Apr 3, 2023
Book Page	19182/1335
Instrument	2023019407

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Mar 21, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 24, 2025
Property Address	18 NELSON DR, MILLTOWN, NJ 08850-1465
Document Number	0000058033
Book / Page	19832 / 876
Instrument Date	Sep 21, 2025
Instrument	2025058033
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,729.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 WATERS EDGE DR, TOMS RIVER, NJ 08753-2675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 NELSON DR, MILLTOWN, NJ 08850-1465

Mortgage

Document Number	0000058034
Date	Sep 24, 2025
Instrument	2025058034

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	18 NELSON DR, MILLTOWN, NJ 08850-1465
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010103
Date	Feb 11, 2019
Book Page	17418/1517
Instrument	201900010103

Lender

Name	FIRST MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2039

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	18 NELSON DR, MILLTOWN, NJ 08850-1465
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079182
Date	Sep 26, 2019
Book Page	17631/1870
Instrument	2019079182

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 18 Nelson Dr was $13,506, up 2.9% from the year before.

Source: Middlesex County and Milltown Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Milltown Borough
Unified School District	Milltown Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,200 (+17.45%) Land $82,100 Building $146,100	$228,200 (+17.45%) Land $82,100 Building $146,100
2025	$13,506.00 (+2.92%)	$194,300 Land $82,100 Building $112,200	$194,300 Land $82,100 Building $112,200
2024	$13,123.00
2023		$194,300 Land $82,100 Building $112,200	$194,300 Land $82,100 Building $112,200
2022	$12,825.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18 Nelson Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1989–2021)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Nelson Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLTOWN W DEPT serves 7,000 people · EPA ID NJ1212001
Water Source	Purchased surface water from NEW BRUNSWICK W DEPT
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Treatment failure not recorded as resolved · Nov 2025
Treatment and Procedure	Corrosion control Jul 2025 Lead public education Aug 2017
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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