18 Nathaniel Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 18 Nathaniel Rd, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,187 sqft · built 1950
Lot Size	0.158 acres (6,865 sqft)
Owner	2 Individual Names on File
Last Sale	$751,000 (Jan 2017)
Tax Bill	$12,422 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:011 B:0229 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:011 B:0229 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,187 sqft Living Area
Gross Area	2,403 sqft
Basement Area	864 sqft
Unfinished Basement	216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,865 sqft (0.158 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18 NATHANIEL RD
City	WINCHESTER
State	MA
Zip	01890-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Subdivision	PLAN 2216F
Legal Block	229
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2001
Census Tract	338100

Owner

18 Nathaniel Rd is owned and occupied by two individuals who bought it in January 2017.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 NATHANIEL RD, WINCHESTER, MA 01890-1220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAST CAMBRIDGE SVGS BK
Feb 1, 2018	Deed of Trust, Mortgage · Line of Credit EAST CAMBRIDGE SVGS BK
Jan 19, 2017	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2017 · Amount on File
Deed Sale	Jan 19, 2017 · Amount on File
Prior Sale	Mar 16, 2010 · Amount on File
Transfer Doc	0001752072
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	18 NATHANIEL RD, WINCHESTER, MA 01890-1220
Document Number	0001854152
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 NATHANIEL RD WINCHESTER MA 018901220, WINCHESTER, MA 01890-1220

Mortgage

Document Number	0001854152
Date	Sep 23, 2020
Instrument	1854152

Lender

Name	EAST CAMBRIDGE SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	18 NATHANIEL RD, WINCHESTER, MA 01890-1220
Document Number	0000082199
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082199
Date	Feb 20, 2018
Instrument	82199

Lender

Name	EAST CAMBRIDGE SVGS BK
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jan 19, 2017
Property Address	18 NATHANIEL RD, WINCHESTER, MA 01890-1220
Document Number	0001752072
Instrument Date	Jan 13, 2017
Instrument	1752072
Transaction Type	Transfer
Record Updated	Feb 9, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,424.56
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 NATHANIEL RD WINCHESTER MA 018901220, WINCHESTER, MA 01890-1220

Mortgage

Document Number	1752073
Date	Jan 19, 2017
Instrument	1752073

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 18 Nathaniel Rd was $12,422, up 10,082% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,422.00 (+10,081.97%)	$1,121,100 (+1.22%) Land $708,600 Building $412,500	$1,163,517 (+6.45%)
2025	$122.00 (-98.91%)	$1,107,600 (+12.25%) Land $708,600 Building $399,000	$1,092,975
2024	$11,179.00 (+3.47%)	$986,700 (+7.77%) Land $616,100 Building $370,600
2023	$10,804.00	$915,600 Land $554,500 Building $361,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Nathaniel Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (1978–2023)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, Mar 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Nathaniel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Nearby Properties on Nathaniel Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures