18 Myrtle Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 18 Myrtle Ave, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,262 sqft · built 1910
Lot Size0.079 acres (3,465 sqft)
OwnerIndividual Name on File
Last Sale$206,000 (Nov 2023)
Tax Bill$4,679 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Nov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 50.77-1-30

Property Details

APN / Parcel Number

Primary APN421500 50.77-1-30
Alternative APN
  • 150005007700010300000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,262 sqft Living Area
1st Floor Area902 sqft
Upper Floors Area360 sqft
AtticAttic
Attic Area360 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area3,465 sqft (0.079 acres)
Lot Dimensions99 ft deep x 35 ft wide
PorchSlab
Porch Area325 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address18 MYRTLE AVE
CitySCHENECTADY
StateNY
Zip12304-3304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal Description1 WOOD AND GARAGE
Legal Block1
Legal Lot Number30.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3007
Census Tract21700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 50.77-1-30

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address18 MYRTLE AVE, SCHENECTADY, NY 12304-3304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2021Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU
Nov 14, 2023Warranty Deed, Transfer · Conventional Mortgage
BROADVIEW FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 14, 2023 · Amount on Record
Deed SaleNov 14, 2023 · Amount on Record
Deed Document Number202364313
Deed Book / Page2119 / 620
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address18 MYRTLE AVE, SCHENECTADY, NY 12304-3304
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 MYRTLE AVE, SCHENECTADY, NY 12304-3304

Mortgage

Document Number0000057899
DateNov 17, 2021
Book Page5169/79
Instrument202157899
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 09, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 14, 2023
Property Address18 MYRTLE AVE, SCHENECTADY, NY 12304-3304
Document Number0000064313
Book / Page2119 / 620
Instrument DateOct 18, 2023
Instrument202364313
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanySMPR TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$824.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18 MYRTLE AVE, SCHENECTADY, NY 12304-3304

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 N MAIN AVE, ALBANY, NY 12203-1423

Mortgage

Document Number0000064314
DateNov 14, 2023
Instrument202364314
Lender
NameBROADVIEW FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2053

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,679.00 (+8.39%)$88,700 (-) Land $12,700 Building $76,000$146,879 (+30.82%) Land $21,030 Building $125,849
2023$88,700 (-) Land $12,700 Building $76,000$112,278 (+3.8%) Land $16,076 Building $96,202
2022$88,700 Land $12,700 Building $76,000$108,171 Land $15,488 Building $92,683
2021$4,317.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 531 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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