Cherokee County property record for 18 Mountaineer Dr, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 778 sqft · built 1987 |
| Lot Size | 0.469 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Jun 2017) |
| Tax Bill | $598 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550104916768000 |
| Primary APN | 550104916768000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 778 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.469 acres) |
| Lot Dimensions | 148 ft deep x 125 ft wide |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 45761 |
|---|---|
| Street Address | 18 MOUNTAINEER DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-7005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 SEC 2 BRIARWOOD SUB 990/113 |
| Legal Subdivision | BRIARWOOD SUB |
| Legal Lot Number | 24 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 930501 |
Source: Cherokee County assessment roll, APN 550104916768000, as of January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 18 MOUNTAINEER DR, MURPHY, NC 28906-7005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Jun 07, 2017 | Administrator's Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 2017 · Amount on Record |
| Deed Sale | Jun 07, 2017 · Amount on Record |
| Deed Document Number | 02444 |
| Deed Book / Page | 01562 / 0115 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 18 MOUNTAINEER DR, MURPHY, NC 28906-7005 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5400 CEDAR LAKE DR 105, 105, BOYNTON BEACH, FL 33437-3012 |
| Document Number | 001713/354 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 1713/354 |
| Instrument | 3588 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MURPHY, NC 28906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jun 07, 2017 |
| Property Address | 18 MOUNTAINEER DR, MURPHY, NC 28906-7005 |
| Document Number | 01562/0115 |
| Book / Page | 01562 / 0115 |
| Map Reference | CAB B SL 167 |
| Instrument Date | Jun 05, 2017 |
| Instrument | 02444 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 MOUNTAINEER DR, MURPHY, NC 28906-7005 |
| Document Number | 02445 |
|---|---|
| Date | Jun 07, 2017 |
| Instrument | 02445 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: Cherokee County assessment roll as of January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $598.00 | $78,830 (-) | $78,830 (-) Land $15,000 Building $63,830 |
| 2023 | $78,830 | $78,830 Land $15,000 Building $63,830 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), as of February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2020–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 66% of the US · above 88% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 50 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| CND Acquisition Cable | 500 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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