18 Monument St, Lubec, ME 04652 Property Records

Washington County and Lubec Town property record for 18 Monument St, Lubec, ME 04652

Property Summary

Property Type	Single Family Home
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Mar 2024)
Tax Bill	$2,042 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jan 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`LUBE M:015 L:294-UI`

Property Details

APN / Parcel Number

Primary APN	`LUBE M:015 L:294-UI`
Alternative APNs	`LUBE M:015 L:294-U1` `LUBE M:015 L:294` `M:015 L:294` `1104`

Exterior

Lot Area	3,485 sqft (0.08 acres)

Location & Zoning

Account Number	1104
Street Address	18 MONUMENT ST
City	LUBEC
State	ME
Zip	04652-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	294
Jurisdiction	LUBEC ME
Township / Civil Division	LUBEC
Census Block Group	1
Census Block	1001
Census Tract	955800

Owner

18 Monument St is owned and occupied by an individual who bought it in March 2024.

Source: Washington County and Lubec Town records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	18 MONUMENT ST, LUBEC, ME 04652-1016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage HEATHER HENRY-TENAN
Jan 5, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2024 · Amount on File
Deed Sale	Mar 8, 2024 · Amount on File
Prior Sale	Jan 5, 2024 · Amount on File
Deed Document Number	20241659
Deed Book / Page	5088 / 306
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBEC ME
Recording Date	Mar 8, 2024
Property Address	18 MONUMENT ST, LUBEC, ME 04652-1016
Document Number	0050880306
Book / Page	5088 / 306
Instrument Date	Mar 1, 2024
Instrument	2024-1659
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 POWDER MILL DR, KENNEBUNK, ME 04043-6600

Mortgage

Document Number	0020241660
Date	Mar 8, 2024
Instrument	2024-1660

Lender

Name	HEATHER HENRY-TENAN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LUBEC ME
Recording Date	Jan 5, 2024
Property Address	18 MONUMENT ST, LUBEC, ME 04652-1016
Document Number	0050750327
Book / Page	5075 / 327
Instrument Date	Dec 18, 2023
Instrument	2024-125
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 COUNTRY RD, LUBEC, ME 04652-3503

Tax Assessment & Valuation

The 2025 property tax bill for 18 Monument St was $2,042, up 6.3% from the year before.

Source: Washington County and Lubec Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Washington County
County Subdivision	Lubec Town
Unified School District	School Administrative District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,042.00 (+6.3%)	$101,100 (-) Land $34,500 Building $66,600
2024	$1,921.00 (+23.46%)	$101,100 (+0.08%) Land $34,500 Building $66,600
2023	$1,556.00 (+47.91%)	$101,019 (+132.51%) Land $34,453 Building $66,566
2022	$1,052.00	$43,448 Land $19,502 Building $23,946

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18 Monument St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016–2020)
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Monument St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBEC WATER DISTRICT serves 1,775 people · EPA ID ME0090900
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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