18 Monterey Ln, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 18 Monterey Ln, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,546 sqft · built 1986
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$962,500 (Jun 2024)
Tax Bill	$11,230 (2026)
Deeds & Mortgages	Nov 2020 Refinance Aug 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`77-67-4123`

Property Details

APN / Parcel Number

Primary APN	`77-67-4123`
Alternative APNs	`FRAM M:077 B:67 L:4123 U:000` `M:842.0 B:0001 L:0009.0` `F_666428_2937135` `19962`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,546 sqft Living Area
Gross Area	4,796 sqft
1st Floor Area	1,180 sqft
Basement Area	1,180 sqft
Unfinished Basement	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	19962
Street Address	18 MONTEREY LN
City	FRAMINGHAM
State	MA
Zip	01701-2850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	67
Legal Lot Number	4123
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	3
Census Block	3021
Census Tract	383902

Owner

18 Monterey Ln is owned and occupied by an individual who bought it in June 2024.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	18 MONTEREY LN, FRAMINGHAM, MA 01701-2850
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Aug 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LUXURY MORTGAGE CORP
Jun 17, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Sep 12, 2018	Quit Claim Deed, Transfer LUXURY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2024 · Amount on File
Deed Sale	Jun 25, 2024 · Amount on File
Prior Sale	Jun 17, 2021 · Amount on File
Deed Book / Page	82925 / 442
Prior Transfer Date	Jun 24, 2024
Prior Transfer Doc	082925-442
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	18 MONTEREY LN, FRAMINGHAM, MA 01701-2850
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076183-137
Date	Nov 17, 2020
Book Page	76183/137
Instrument	215001

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	18 MONTEREY LN, FRAMINGHAM, MA 01701-2850
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073063-167
Date	Aug 6, 2019
Book Page	73063/167
Instrument	115332

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Jun 17, 2021
Property Address	18 MONTEREY LN, FRAMINGHAM, MA 01701-2850
Document Number	078036-558
Book / Page	78036 / 558
Instrument Date	Jun 17, 2021
Instrument	136976
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18 MONTEREY LN, FRAMINGHAM, MA 01701-2850

Mortgage

Document Number	0000136977
Date	Jun 17, 2021
Instrument	136977

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Sep 12, 2018
Property Address	18 MONTEREY LN, FRAMINGHAM, MA 01701-2850
Document Number	0071606-68
Book / Page	71606 / 68
Instrument	140874
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.94
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0716060070
Date	Sep 12, 2018
Instrument	71606/0070

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 18 Monterey Ln was $11,230, down 4% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,230.00 (-4.03%)	$949,300 (-3.13%) Land $334,700 Building $546,300	$966,499 (+8.25%)
2025	$11,701.00 (+12.12%)	$980,000 (+17%) Land $318,700 Building $661,300	$892,810 (+0.17%)
2024	$10,436.00 (+3.02%)	$837,600 (+8.23%) Land $283,900 Building $553,700	$891,290
2023	$10,130.00	$773,900 Land $261,600 Building $512,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Monterey Ln in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	15 (1978–2023)
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Monterey Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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