18 Mill St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 18 Mill St, Lowell, MA 01852

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,112 sqft · built 1900
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on File
Tax Bill$5,295 (2026)
Deeds & MortgagesApr 2020 Refinance
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNK05660

Property Details

APN / Parcel Number

Primary APNK05660
Alternative APNs
  • LOWE M:181 B:4100 L:18
  • M:000181 T:K05660

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories3 Stories
Building Area2,112 sqft Living Area
Gross Area3,720 sqft
1st Floor Area1,012 sqft
AtticAttic
Attic Area684 sqft
Basement Area836 sqft
Unfinished Basement836 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialStucco
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,178 sqft (0.05 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberK05660
Street Address18 MILL ST
CityLOWELL
StateMA
Zip01852-3520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTTF
Legal Block4100
Legal Lot Number18
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1012
Census Tract311900

Owner

18 Mill St is owned and occupied by two individuals.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address18 MILL ST, LOWELL, MA 01852-3520
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Aug 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUAD CTY BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address18 MILL ST, LOWELL, MA 01852-3520
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34009-153
DateApr 13, 2020
Book Page34009/153
Instrument15353
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueMay 1, 2040

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address18 MILL ST, LOWELL, MA 01852-3520
Document Number33290-150
Instrument DateAug 23, 2019
Transaction TypeMortgage
Record UpdatedSep 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18 MILL ST LOWELL MA 018523520, LOWELL, MA 01852-3520

Mortgage

Document Number33290-150
DateAug 28, 2019
Book Page033290/000150
Instrument36273
Lender
NameQUAD CTY BK&TR
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 27, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 18 Mill St was $5,295, up 6.5% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,295.00 (+6.52%)$466,500 (+7.74%) Land $104,500 Building $362,000$513,397 (-0.49%)
2025$4,971.00 (+3.26%)$433,000 (+7.13%) Land $97,700 Building $335,300$515,945 (+26.13%)
2024$4,814.00 (+5.48%)$404,200 (+9.99%) Land $88,100 Building $316,100$409,070
2023$4,564.00$367,500 Land $76,600 Building $290,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18 Mill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless
980 / 880
AT&T
Fixed Wireless
100 / 20

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