Albany County and Colonie Town property record for 18 Michael Dr, Schenectady, NY 12303 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1956 |
| Square Footage | 800 sqft Living Area |
| Lot Size | 14,810 sqft (0.34 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $220,000 (2022) |
| Tax Bill | $3,938.00 (2025) |
| Primary APN | 012689 16.1-1-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 800 sqft Living Area |
| 1st Floor | 800 sqft 1st Floor |
| Game Room | Game Room |
| Stories | 1 Stories |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 14,810 sqft (0.34 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 345 sqft Garage |
| Shed | 1 Shed |
| Patio Area | 165 sqft Patio |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | 01600100010090000000 |
|---|---|
| Street Address | 18 MICHAEL DR |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2708 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 4 N-946 E-20 S-32-33 |
| Legal Subdivision | MICHAEL ESTATES SUDBIVISION |
| Legal Block | 1 |
| Legal Lot Number | 9.000 |
| Jurisdiction | ALBANY NY |
| Minor Civil Division | COLONIE |
| Census Blockgroup | 4 |
| Census Block | 4009 |
| Census Tract | 13804 |
Source: Albany County and Colonie Town records · APN 012689 16.1-1-9
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 MICHAEL DR, SCHENECTADY, NY 12303-2708 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HOMESTEAD FUNDING CORP |
| Nov 08, 2019 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) HUDSON HERITAGE FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 18, 2022 · Amount on Record |
| Deed Sale | Apr 18, 2022 · Amount on Record |
| Prior Sale | Oct 07, 2013 · Amount on Record |
| Deed Doc Number | 202210022 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 18 MICHAEL DR, SCHENECTADY, NY 12303-2708 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Title Company | EAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 5 VALLEY VIEW BLVD 723, 723, RENSSELAER, NY 12144-9359 |
| Document Number | 0000000023 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | R2022-10023 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Nov 08, 2019 |
| Property Address | 18 MICHAEL DR, SCHENECTADY, NY 12303-2708 |
| Document Number | 0000023820 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 23820 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 DELAFIELD ST #2 POUGHKEEPSIE NY 126011708, 2, POUGHKEEPSIE, NY 12601-1708 |
| Document Number | 23821 |
|---|---|
| Date | Nov 08, 2019 |
| Instrument | 23821 |
| Name | HUDSON HERITAGE FCU |
|---|---|
| Type | Credit Union |
| Address | MIDDLETOWN, NY 10941 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 07, 2049 |
Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,938.00 (+7.39%) | $77,500 (-) Land $15,500 Building $62,000 | $177,300 (+16.64%) Land $35,460 Building $141,840 |
| 2023 | $77,500 (-) Land $15,500 Building $62,000 | $152,000 (+9.34%) Land $30,400 Building $121,600 | |
| 2022 | $77,500 Land $15,500 Building $62,000 | $139,013 Land $27,803 Building $111,210 | |
| 2021 | $3,667.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 11% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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