18 Michael Dr, Cottekill, NY 12419 Property Records

Ulster County and Rosendale Town property record for 18 Michael Dr, Cottekill, NY 12419

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 1974
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (May 2018)
Tax Bill	$7,535 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`514600 62.18-1-32`

Property Details

APN / Parcel Number

Primary APN	`514600 62.18-1-32`
Alternative APN	`129384.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,776 sqft Living Area
1st Floor Area	1,080 sqft
2nd Floor Area	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	236 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	129384.000
Street Address	18 MICHAEL DR
City	COTTEKILL
State	NY
Zip	12419-5105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	LANDS OF COUNTRY VILLAGE ESTATES
Legal Block	1
Legal Lot Number	32.000
Jurisdiction	ULSTER NY
Township / Civil Division	ROSENDALE
Census Block Group	3
Census Block	3019
Census Tract	952700

Owner

Source: Ulster County and Rosendale Town records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 MICHAEL DR, COTTEKILL, NY 12419-5105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit ULSTER SAVINGS BANK
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit ULSTER SAVINGS BANK
Jul 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ULSTER SAVINGS BANK
Jun 26, 2020	Loan Modification, Mortgage · Conventional Mortgage ULSTER SVGS BK
May 11, 2018	Grant Deed, Transfer · Conventional with PMI ULSTER SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2018 · Amount on Record
Deed Sale	May 11, 2018 · Amount on Record
Deed Document Number	20186272
Deed Book / Page	6294 / 303
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Recording Date	Apr 22, 2026
Property Address	18 MICHAEL DR, COTTEKILL, NY 12419-5105
Document Number	0000004855
Book / Page	13733 / 278
Instrument Date	Apr 17, 2026
Instrument	20264855
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 MICHAEL DR, COTTEKILL, NY 12419-5105

Mortgage

Document Number	0000004855,
Date	Apr 22, 2026
Book Page	13733/278
Instrument	20264855

Lender

Name	ULSTER SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	18 MICHAEL DR, COTTEKILL, NY 12419-5105
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014878
Date	Aug 30, 2022
Book Page	12923/310
Instrument	2022-14878

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	18 MICHAEL DR, COTTEKILL, NY 12419-5105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009178
Date	Jul 14, 2020
Book Page	12107/282
Instrument	2020-9178

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ULSTER NY
Property Address	18 MICHAEL DR, COTTEKILL, NY 12419-5105
Document Number	0000009179
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 MICHAEL DR COTTEKILL NY 124195105, COTTEKILL, NY 12419-5105

Mortgage

Document Number	0000009179
Date	Jul 14, 2020
Book Page	006634/000001
Instrument	9179

Lender

Name	ULSTER SVGS BK
Type	Federal Savings Bank
Address	KINGSTON, NY 12401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	May 11, 2018
Property Address	18 MICHAEL DR, COTTEKILL, NY 12419-5105
Document Number	0000006272
Book / Page	006294 / 000303
Instrument Date	May 11, 2018
Instrument	6272
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	90 FAIRVIEW AVE #A10 KINGSTON NY 124014243, A10, KINGSTON, NY 12401-4243

Mortgage

Document Number	6273
Date	May 11, 2018
Book Page	011555/000219
Instrument	6273

Lender

Name	ULSTER SVGS BK
Type	Federal Savings Bank
Address	KINGSTON, NY 12401

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

Source: Ulster County and Rosendale Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rosendale Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,535.00 (+157.43%)	$256,000 (-) Land $46,000 Building $210,000	$457,143 (+16.07%) Land $82,143 Building $375,000
2023		$256,000 (-) Land $46,000 Building $210,000	$393,846 (+13.85%) Land $70,769 Building $323,077
2022		$256,000 Land $46,000 Building $210,000	$345,946 Land $62,162 Building $283,784
2021	$2,927.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (2005–2011)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Severe Storms And Flooding, Apr 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Michael Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures