18 Meadow Ln, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 18 Meadow Ln, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,850 sqft · built 1989
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Aug 2020)
Tax Bill	$6,466 (2026)
Deeds & Mortgages	Nov 2018 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0021 B:000A L:0000024`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0021 B:000A L:0000024`
Alternative APN	`CHRL M:0021 B:000A L:0000024`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,850 sqft Living Area
Gross Area	5,348 sqft
Basement Area	2,808 sqft
Finished Basement	1,404 sqft
Unfinished Basement	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,174 sqft (1.06 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	18 MEADOW LN
City	CHARLTON
State	MA
Zip	01507-1536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Subdivision	PONNAKIN HILL ROAD AREA
Legal Block	A
Legal Lot Number	24
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	1
Census Block	1036
Census Tract	756102

Owner

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 MEADOW LN, CHARLTON, MA 01507-1536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2018	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Aug 11, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage INLAND BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2020 · Amount on Record
Deed Sale	Aug 11, 2020 · Amount on Record
Prior Sale	Sep 3, 2003 · Amount on Record
Deed Document Number	202088898
Deed Book / Page	62995 / 259
Prior Transfer Date	Aug 6, 2020
Prior Transfer Doc	62995-259
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	18 MEADOW LN, CHARLTON, MA 01507-1536
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59638-241
Date	Nov 2, 2018
Book Page	59638/241
Instrument	116866

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Aug 11, 2020
Property Address	18 MEADOW LN, CHARLTON, MA 01507-1536
Document Number	62995-259
Book / Page	62995 / 259
Instrument Date	Aug 6, 2020
Instrument	88898
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 MEADOW LN, CHARLTON, MA 01507-1536

Mortgage

Document Number	88899
Date	Aug 11, 2020
Instrument	88899

Lender

Name	INLAND BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,466.00 (+1.35%)	$591,000 (+3.11%) Land $87,600 Building $503,400	$620,421 (-0.66%)
2025	$6,380.00 (+2.74%)	$573,200 (+4.67%) Land $84,800 Building $488,400	$624,530 (-7.32%)
2024	$6,210.00 (+2.64%)	$547,600 (+10.16%) Land $84,800 Building $462,800	$673,835
2023	$6,050.00	$497,100 Land $82,000 Building $415,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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