18 May St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 18 May St, Lowell, MA 01850

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,001 sqft · built 1930
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$795,000 (Aug 2026)
Tax Bill	$6,255 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H04685`

Property Details

APN / Parcel Number

Primary APN	`H04685`
Alternative APNs	`LOWE M:195 B:3975 L:18` `M:000195 T:H04685`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,001 sqft Living Area
Gross Area	5,928 sqft
1st Floor Area	1,226 sqft
Attic	Attic
Attic Area	504 sqft
Basement Area	1,658 sqft
Unfinished Basement	1,658 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Slate
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	H04685
Street Address	18 MAY ST
City	LOWELL
State	MA
Zip	01850-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TSF
Legal Block	3975
Legal Lot Number	18
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	5
Census Block	5008
Census Tract	310200

Owner

18 May St is owned and occupied by two individuals who bought it in August 2026.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 MAY ST, LOWELL, MA 01850-1617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Quit Claim Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 27, 2023	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Sep 28, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2026 · Amount on File
Deed Sale	Aug 6, 2026 · Amount on File
Prior Sale	Nov 1, 2024 · Amount on File
Deed Document Number	202625652
Deed Book / Page	40261 / 22
Transfer Doc	20968-277
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Aug 6, 2026
Property Address	18 MAY ST, LOWELL, MA 01850-1617
Document Number	0000025652
Book / Page	40261 / 22
Instrument Date	Aug 5, 2026
Instrument	202625652
Transaction Type	Transfer
Record Updated	Aug 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18 MAY ST, LOWELL, MA 01850-1617

Mortgage

Date	Aug 6, 2026

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 27, 2023
Property Address	18 MAY ST, LOWELL, MA 01850-1617
Document Number	038147-115
Book / Page	38147 / 115
Instrument Date	Oct 26, 2023
Instrument	31820
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18 MAY ST, LOWELL, MA 01850-1617

Mortgage

Document Number	0000031821
Date	Oct 27, 2023
Instrument	31821

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Sep 28, 2020
Property Address	18 MAY ST, LOWELL, MA 01850-1617
Document Number	34682-217
Book / Page	34682 / 217
Instrument Date	Sep 23, 2020
Instrument	47228
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 MAY ST, LOWELL, MA 01850-1617

Mortgage

Document Number	47229
Date	Sep 28, 2020
Instrument	47229

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 18 May St was $6,255, up 6.4% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,255.00 (+6.41%)	$551,100 (+7.64%) Land $181,400 Building $369,700	$748,807 (+35.15%)
2025	$5,878.00 (+2.58%)	$512,000 (+6.42%) Land $169,600 Building $342,400	$554,040 (+2.59%)
2024	$5,730.00 (+6.15%)	$481,100 (+10.7%) Land $158,500 Building $322,600	$540,075
2023	$5,398.00	$434,600 Land $137,800 Building $296,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 May St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18 May St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,079 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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