Rockland County and Haverstraw Town property record for 18 Maple Ave, Garnerville, NY 10923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,086 sqft · built 1989 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $477,000 (Apr 2021) |
| Tax Bill | $23,488 (2024) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392203 26.11-2-12 |
| Primary APN | 392203 26.11-2-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,086 sqft Living Area |
| Gross Area | 2,518 sqft |
| 1st Floor Area | 1,300 sqft |
| 2nd Floor Area | 786 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,276 sqft (0.19 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 428 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0008153 |
|---|---|
| Street Address | 18 MAPLE AVE |
| City | GARNERVILLE |
| State | NY |
| Zip | 10923-1817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 303 |
| Legal Description | LARKIN LOT 8 43.-1-6.9 |
| Legal Subdivision | LARKIN |
| Legal Block | 2 |
| Legal Lot Number | 12.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | HAVERSTRAW |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10601 |
Source: Rockland County and Haverstraw Town records · APN 392203 26.11-2-12
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 MAPLE AVE, GARNERVILLE, NY 10923-1817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage FM HOME LOANS LLC |
| Dec 18, 2023 | Deed of Trust, Mortgage HUD |
| Apr 27, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE |
| Aug 13, 2020 | Grant Deed, Transfer · Conventional Mortgage FM HM LOANS |
| Sep 05, 2018 | Trustee's Deed, Foreclosure FRONTIER ABSTRACT AND RESEARCH |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2021 · Amount on Record |
| Deed Sale | Apr 27, 2021 · Amount on Record |
| Prior Sale | Aug 13, 2020 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jun 26, 2026 |
| Property Address | 18 MAPLE AVE, GARNERVILLE, NY 10923-1817 |
| Document Number | 0000021822 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202621822 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2026 |
| Title Company | MAC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275,528.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Jun 26, 2026 |
|---|
| Name | FM HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 18 MAPLE AVE, GARNERVILLE, NY 10923-1817 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000037719 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 2023-00037719 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 336 Months |
| Due | May 01, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Apr 27, 2021 |
| Property Address | 18 MAPLE AVE, GARNERVILLE, NY 10923-1817 |
| Document Number | 0000018056 |
| Map Reference | BK 109 PG 32 33 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 2021-00018056 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,908.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8410 101ST ST APT 4D, 4D, RICHMOND HILL, NY 11418-1150 |
| Document Number | 0000018057 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 2021-00018057 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Aug 13, 2020 |
| Property Address | 18 MAPLE AVE, GARNERVILLE, NY 10923-1817 |
| Document Number | 0000022811 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 22811 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2020 |
| Title Company | MEISTER ABSTRACT CORPORATION, MEISTER ABSTRACT CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $984.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 ARCADIAN DR SPRING VALLEY NY 109771122, SPRING VALLEY, NY 10977-1122 |
| Document Number | 22812 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 22812 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Sep 05, 2018 |
| Property Address | 18 MAPLE AVE, GARNERVILLE, NY 10923-1817 |
| Document Number | 0000025999 |
| Instrument Date | Aug 03, 2018 |
| Instrument | 25999 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 26, 2018 |
| Title Company | FRONTIER ABSTRACT AND RESEARCH |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 350 PARK AVE #20TH NEW YORK NY 100226022, 20TH, NEW YORK, NY 10022-6022 |
| Investor | Possibly a Property Investor |
Source: Rockland County and Haverstraw Town records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Haverstraw Town |
| Municipality | West Haverstraw Village |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $23,488.00 (+3.68%) | $321,500 (-) Land $123,800 Building $197,700 | $551,800 (+5.19%) |
| 2023 | $22,655.00 | $321,500 Land $123,800 Building $197,700 | $524,555 Land $201,990 Building $322,565 |
Source: FEMA National Flood Hazard Layer as of August 19, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1983–2001) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2001 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 217 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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