18 Madison St, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 18 Madison St, Mount Vernon, NY 10550

Property Summary

Property Type	Duplex
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Jan 2024)
Tax Bill	$14,093 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550800 169.23-3153-4`

Property Details

APN / Parcel Number

Primary APN	`550800 169.23-3153-4`
Alternative APNs	`080016902331530040000000` `091970`

Exterior

Architectural Style	Duplex Single
Lot Area	5,663 sqft (0.13 acres)

Location & Zoning

Account Number	091970
Street Address	18 MADISON ST
City	MOUNT VERNON
State	NY
Zip	10550-3614
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	EAST MOUNT VERNON
Legal Block	3153
Legal Lot Number	4.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2010
Census Tract	3200

Owner

18 Madison St, a duplex, is owned by two individuals who bought it in January 2024.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 MADISON ST, 20, MOUNT VERNON, NY 10550-3614
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Bargain and Sale Deed, Transfer · Conventional Mortgage UNMB HOME LOANS INC
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
May 1, 2017	Loan Modification, Mortgage · FHA Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2024 · Amount on File
Deed Sale	Jan 29, 2024 · Amount on File
Prior Sale	Jul 6, 2011 · Amount on File
Deed Document Number	20243098
Prior Transfer Date	Feb 15, 2003
Prior Transfer Doc	0431770298
Record Updated	Oct 29, 2026

January 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jan 29, 2024
Property Address	18 MADISON ST, MOUNT VERNON, NY 10550-3614
Document Number	0640153098
Map Reference	MAP 192
Instrument Date	Jan 16, 2024
Instrument	640153098
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	SECURITY TITLE GUARANTEE CORPORATION, SECURITY TITLE GUARANTEE COR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 MADISON ST # 20, 20, MOUNT VERNON, NY 10550-3614

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1631 WALTON AVE APT E2, E2, BRONX, NY 10452-5900

Mortgage

Document Number	0640293246
Date	Jan 29, 2024
Instrument	640293246

Lender

Name	UNMB HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	18 MADISON ST, MOUNT VERNON, NY 10550-3614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0602883758
Date	Oct 15, 2020
Instrument	602883758

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Dec 1, 2050

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	18 MADISON ST, MOUNT VERNON, NY 10550-3614
Document Number	0571453654
Book / Page	057145 / 003654
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18-20 MADISON ST MOUNT VERNON NY 105503614, MOUNT VERNON, NY 10550-3614

Mortgage

Document Number	0571453654
Date	May 26, 2017
Book Page	057145/003654

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2026 property tax bill for 18 Madison St was $14,093, up 14.7% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,093.00 (+14.73%)
2025	$12,284.00	$8,200 (-) Land $2,500 Building $5,700	$455,556 (+6.67%) Land $138,889 Building $316,667
2024		$8,200 (-) Land $2,500 Building $5,700	$427,083 (-10.94%) Land $130,208 Building $296,875
2023		$8,200 Land $2,500 Building $5,700	$479,532 Land $146,199 Building $333,333

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18 Madison St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2012–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · Hurricane Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Madison St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures