18 Lt Farm Dr, Gates, NC 27937 Property Records

Gates County property record for 18 Lt Farm Dr, Gates, NC 27937

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,742 sqft · built 2004
Lot Size	11 acres (480,031 sqft)
Owner	2 Individual Names on File
Last Sale	$26,500 (Oct 2003)
Tax Bill	$1,818 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-01118`

Property Details

APN / Parcel Number

Primary APN	`10-01118`
Alternative APN	`17970`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,742 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	480,031 sqft (11 acres)

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	190 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	17970
Street Address	18 LT FARM DR
City	GATES
State	NC
Zip	27937-9203
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-1
Legal Description	PARCEL 18 L T HARRELL FARM
Legal Subdivision	JOHN GLEN HARRELL RLS
Jurisdiction	GATES NC
Township / Civil Division	HASLETT
Census Block Group	1
Census Block	1037
Census Tract	970200

Owner

18 Lt Farm Dr, a mobile home, is owned and occupied by two individuals who bought it in October 2003.

Source: Gates County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 LT FARM DR, GATES, NC 27937-9203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE CAPITAL
Nov 5, 2025	Deed of Trust, Mortgage · VA Mortgage TRUSTED MORTGAGE CAPITAL INC
May 24, 2023	Deed of Trust, Mortgage · VA Mortgage CENTRAL MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2003 · Amount on File
Deed Sale	Oct 15, 2003 · Amount on File
Deed Book / Page	216 / 728
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GATES NC
Recording Date	Aug 14, 2026
Property Address	18 LT FARM DR, GATES, NC 27937-9203
Document Number	0000325117
Book / Page	397 / 671
Instrument Date	Aug 10, 2026
Instrument	2026325117
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 LT FARM DR, GATES, NC 27937-9203

Mortgage

Document Number	0000325117,
Date	Aug 14, 2026
Book Page	397/671
Instrument	2026325117

Lender

Name	MORTGAGE CAPITAL

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GATES NC
Property Address	18 LT FARM DR, GATES, NC 27937-9203
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 L T FARM LN, GATES, NC 27937-9203

Mortgage

Document Number	000392/139
Date	Nov 5, 2025
Book Page	392/139
Instrument	324046

Lender

Name	TRUSTED MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	184 TECHNOLOGY DR STE 100, IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GATES NC
Property Address	18 LT FARM DR, GATES, NC 27937-9203
Transaction Type	Mortgage
Record Updated	Jun 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000377/536
Date	May 24, 2023
Book Page	377/536
Instrument	321098

Lender

Name	CENTRAL MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 18 Lt Farm Dr was $1,818, up 0.6% from the year before.

Source: Gates County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gates County
Unified School District	Gates County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,818.00 (+0.55%)	$289,502 (-) Land $74,362 Building $215,140	$289,502 (-) Land $74,362 Building $215,140
2025	$1,808.00	$289,502 Land $74,362 Building $215,140	$289,502 Land $74,362 Building $215,140
2023	$1,136.00	$160,086 Land $63,543 Building $96,543	$160,086 Land $63,543 Building $96,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Lt Farm Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 29, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2010–2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Lt Farm Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GATES COUNTY WATER SYSTEM serves 11,621 people · EPA ID NC0437020
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybe Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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