18 Lower Rd, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 18 Lower Rd, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,000 (Dec 1997)
Tax Bill	$18,538 (2024)
Flood Zone	Zone X (minimal risk)
APN	`473489 74.-1-4`

Property Details

APN / Parcel Number

Primary APN	`473489 74.-1-4`
Alternative APNs	`0800-074.00-01.00-004.000` `348907400000010040000000` `47340018088` `S80170`

Exterior

Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Account Number	S80170
Street Address	18 LOWER RD
City	SMITHTOWN
State	NY
Zip	11787-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-612776 TC-66 *2976 LOT 171 RIVIERA RIDGE SEC 3
Legal Subdivision	RIVIERA RDG SEC 3
Legal Block	1
Legal Lot Number	4
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	3
Census Block	3004
Census Tract	134902

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 LOWER RD, SMITHTOWN, NY 11787-1524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 1997 · Amount on Record
Deed Sale	Dec 12, 1997 · Amount on Record
Deed Book / Page	11867 / 515
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,400 (-) Land $425 Building $6,975	$925,000 (+10,774.68%) Land $53,125 Building $871,875
2024	$18,538.00
2023		$7,400 Land $425 Building $6,975	$8,506 Land $489 Building $8,017

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1991)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20