Essex County and Saugus Town property record for 18 Loring Rd, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,362 sqft · built 2016 |
| Lot Size | 1.7 acres (74,361 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Jul 2013) |
| Tax Bill | $12,288 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:012-A B:0001 L:0002 |
| Primary APN | SAUG M:012-A B:0001 L:0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,362 sqft Living Area |
| Gross Area | 6,818 sqft |
| 1st Floor Area | 1,036 sqft |
| Basement Area | 1,902 sqft |
| Unfinished Basement | 1,902 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 74,361 sqft (1.7 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 6399023 |
|---|---|
| Street Address | 18 LORING RD |
| City | SAUGUS |
| State | MA |
| Zip | 01906-4065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 208402 |
Source: Essex County and Saugus Town records · APN SAUG M:012-A B:0001 L:0002
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 LORING RD, SAUGUS, MA 01906-4065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 20, 2017 | Deed of Trust, Mortgage NORTHERN BK & TR |
| Jan 10, 2017 | Deed of Trust, Mortgage · ARM NORTHERN BK & TR |
| Nov 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2013 · Amount on Record |
| Deed Sale | Jul 11, 2013 · Amount on Record |
| Deed Book / Page | 32642 / 514 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 18 LORING RD, SAUGUS, MA 01906-4065 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35955-197 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 35955/197 |
| Instrument | 301 |
| Name | NORTHERN BK & TR |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 18 LORING RD, SAUGUS, MA 01906-4065 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35601-408 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 35601/408 |
| Instrument | 178 |
| Name | NORTHERN BK & TR |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 18 LORING RD, SAUGUS, MA 01906-4065 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39209-23 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 39209/23 |
| Instrument | 20201120007110 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2035 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,288.00 (+3.46%) | $1,150,600 (+3.17%) Land $371,200 Building $779,400 | $887,110 |
| 2024 | $11,877.00 (+0.39%) | $1,115,200 (+6.14%) Land $350,600 Building $764,600 | |
| 2023 | $11,831.00 | $1,050,700 Land $310,600 Building $740,100 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Radiate Holdings.
Based on FCC filings for 184 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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