18 Lord Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 18 Lord Rd, Saco, ME 04072

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,256 sqft · built 1999
Lot Size	7.75 acres (337,590 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,178 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L2793R`

Property Details

APN / Parcel Number

Primary APN	`L2793R`
Alternative APNs	`SACO M:123 L:024 U:005-000` `M:123 L:024 U:005=000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,256 sqft Living Area
Gross Area	4,808 sqft
1st Floor Area	1,176 sqft
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	337,590 sqft (7.75 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	L2793R
Street Address	18 LORD RD
City	SACO
State	ME
Zip	04072-9529
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RC
Legal Lot Number	24
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1021
Census Tract	5100

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 LORD RD, SACO, ME 04072-9529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLESCHOICE CREDIT UNION
Mar 6, 2026	Deed of Trust, Mortgage PEOPLESCHOICE CREDIT UNION
Jun 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESCHOICE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Recording Date	Jul 27, 2026
Property Address	18 LORD RD, SACO, ME 04072-9529
Document Number	0000026654
Book / Page	19956 / 510
Instrument Date	Jul 20, 2026
Instrument	202626654
Transaction Type	Mortgage
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 LORD RD, SACO, ME 04072-9529

Mortgage

Document Number	0000026654,
Date	Jul 27, 2026
Book Page	19956/510
Instrument	202626654

Lender

Name	PEOPLESCHOICE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	18 LORD RD, SACO, ME 04072-9529
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198560384
Date	Mar 6, 2026
Book Page	19856/384
Instrument	2026007516

Lender

Name	PEOPLESCHOICE CREDIT UNION

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	18 LORD RD, SACO, ME 04072-9529
Transaction Type	Mortgage
Record Updated	Jul 11, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190570614
Date	Jun 27, 2022
Book Page	19057/614
Instrument	2022027204

Lender

Name	PEOPLESCHOICE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,178.00 (+3.48%)	$575,900 (+2.38%) Land $158,000 Building $417,900
2024	$7,903.00 (+7.47%)	$562,500 (+40.2%) Land $158,000 Building $404,500	$469,680
2022	$7,354.00	$401,200 Land $120,300 Building $280,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
GoNetspeed Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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