Essex County and Lynn City property record for 18 Lloyd St, Lynn, MA 01902
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,116 sqft · built 1900 |
| Lot Size | 0.126 acres (5,510 sqft) |
| Owner | Individual Name on File |
| Last Sale | $156,000 (Nov 2018) |
| Tax Bill | $4,141 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Feb 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B:069 L:642 S:003 |
| Primary APN | B:069 L:642 S:003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,116 sqft Living Area |
| Gross Area | 1,770 sqft |
| Basement Area | 594 sqft |
| Unfinished Basement | 594 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Rolled Roofing |
| Lot Area | 5,510 sqft (0.126 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 18 LLOYD ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01902-4112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Block | 642 |
| Legal Lot Number | 3 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 206100 |
Source: Essex County and Lynn City records · APN B:069 L:642 S:003
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 LLOYD ST, LYNN, MA 01902-4112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK |
| Feb 05, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP |
| Dec 02, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK |
| Nov 05, 2018 | Quit Claim Deed, Transfer · FHA Mortgage MSA MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 05, 2018 · Amount on Record |
| Deed Sale | Nov 05, 2018 · Amount on Record |
| Prior Sale | Mar 02, 2000 · Amount on Record |
| Deed Book / Page | 37133 / 298 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 18 LLOYD ST, LYNN, MA 01902-4112 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040070-399 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 40070/399 |
| Instrument | 20210712000700 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 18 LLOYD ST, LYNN, MA 01902-4112 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039496-131 |
|---|---|
| Date | Feb 05, 2021 |
| Book Page | 39496/131 |
| Instrument | 20210205000890 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 18 LLOYD ST, LYNN, MA 01902-4112 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0041332-54 |
|---|---|
| Date | Dec 02, 2022 |
| Book Page | 41332/54 |
| Instrument | 20221202001010 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Nov 05, 2018 |
| Property Address | 18 LLOYD ST, LYNN, MA 01902-4112 |
| Document Number | 37133-298 |
| Book / Page | 37133 / 298 |
| Instrument | 181105004480 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28.74 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 371330303 |
|---|---|
| Date | Nov 05, 2018 |
| Instrument | 37133/0303 |
| Name | MSA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 05, 2048 |
Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,141.00 (+5.64%) | $399,700 (+7.36%) Land $189,800 Building $209,900 | $479,940 |
| 2024 | $3,920.00 (+13.2%) | $372,300 (+19.86%) Land $183,000 Building $189,300 | |
| 2023 | $3,463.00 | $310,600 Land $144,200 Building $166,400 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Starry, T-Mobile USA.
Based on FCC filings for 489 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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