18 Linden St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 18 Linden St, Schenectady, NY 12304

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,944 sqft · built 1920
Lot Size	0.078 acres (3,400 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Jan 2022)
Tax Bill	$5,415 (2026)
Deeds & Mortgages	May 2023 Transfer Jan 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.60-1-3`

Property Details

APN / Parcel Number

Primary APN	`421500 49.60-1-3`
Alternative APN	`150004906000010030000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,944 sqft Total Area
1st Floor Area	972 sqft
2nd Floor Area	972 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	3,400 sqft (0.078 acres)
Lot Dimensions	100 ft deep x 34 ft wide
Porch	Slab
Porch Area	480 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	18 LINDEN ST
City	SCHENECTADY
State	NY
Zip	12304-1225
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Subdivision	HOMESTEAD PARK
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2005
Census Tract	20700

Owner

18 Linden St, a duplex, is owned by two individuals who acquired it in April 2023.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 LINDEN ST, 1, SCHENECTADY, NY 12304-1225
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Intrafamily Transfer, Transfer
Jan 21, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 25, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 11, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 11, 2019	Quit Claim Deed, Transfer CITY/SCHENECTADY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2022 · Amount on File
Deed Sale	Jan 21, 2022 · Amount on File
Prior Sale	Nov 25, 2019 · Amount on File
Deed Document Number	20223561
Deed Book / Page	2076 / 982
Last Transfer Date	Apr 20, 2023
Transfer Doc	0000026165
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	May 5, 2023
Property Address	18 LINDEN ST, SCHENECTADY, NY 12304-1225
Document Number	0000026165
Book / Page	2107 / 329
Instrument Date	Apr 20, 2023
Instrument	202326165
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 LINDEN ST, SCHENECTADY, NY 12304-1225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 LINDEN ST, SCHENECTADY, NY 12304-1225

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 21, 2022
Property Address	18 LINDEN ST, SCHENECTADY, NY 12304-1225
Document Number	0000003561
Book / Page	2076 / 982
Instrument Date	Jan 14, 2022
Instrument	202203561
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36A ELK TERMINAL, 36A, BUFFALO, NY 14204-4200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2229 WATT ST, SCHENECTADY, NY 12304-3216

Mortgage

Document Number	0000003562
Date	Jan 21, 2022
Instrument	202203562

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 25, 2019
Property Address	18 LINDEN ST, SCHENECTADY, NY 12304-1225
Document Number	0000053145
Book / Page	002025 / 000386
Instrument Date	Nov 1, 2019
Instrument	53145
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 AUTUMN CREEK LN #C EAST AMHERST NY 140512904, C, EAST AMHERST, NY 14051-2904

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 11, 2019
Property Address	18 LINDEN ST, SCHENECTADY, NY 12304-1225
Document Number	0000040667
Book / Page	002019 / 000644
Instrument Date	Aug 23, 2019
Instrument	40667
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 11, 2019
Property Address	18 LINDEN ST, SCHENECTADY, NY 12304-1225
Document Number	0000040668
Book / Page	002019 / 000647
Instrument Date	Aug 23, 2019
Instrument	40668
Transaction Type	Transfer
Record Updated	Oct 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	820 WRIGHT AVE SCHENECTADY NY 123096055, SCHENECTADY, NY 12309-6055

Mortgage

Document Number	40669
Date	Sep 11, 2019
Book Page	004937/000750
Instrument	40669

Lender

Name	CITY/SCHENECTADY
Address	105 JAY ST, SCHENECTADY, NY 12307

Agreement

Amount	Amount on Record

Interest

Rate	9%

Tax Assessment & Valuation

The 2026 property tax bill for 18 Linden St was $5,415, up 3.7% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,415.00 (+3.66%)
2025	$5,224.00	$84,500 Land $10,200 Building $74,300	$139,924 Land $16,890 Building $123,034
2023		$84,500 (+23.72%) Land $10,200 Building $74,300	$106,962 (+28.42%) Land $12,911 Building $94,051
2022		$68,300 Land $10,200 Building $58,100	$83,293 Land $12,439 Building $70,854
2021	$4,172.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18 Linden St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18 Linden St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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